Dare County property record for 904 Cardinal St, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,253 sqft · built 1971 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Aug 2019) |
| Tax Bill | $2,441 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 988312777370 |
| Primary APN | 988312777370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,253 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 988312777370 |
|---|---|
| Old Parcel Number | 988312777370 |
| Street Address | 904 CARDINAL ST |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 3 BLK: 27 SEC: PL: 2 SL: 18 |
| Legal Subdivision | KILL DEVIL HILLS REALTY CORP |
| Legal Block | 27 |
| Legal Lot Number | 3 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970302 |
Source: Dare County records · APN 988312777370
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 904 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NATIONAL ASSOCIATION |
| Sep 27, 2018 | Deed of Trust, Mortgage FIRST BANK |
| Aug 09, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2019 · Amount on Record |
| Deed Sale | Aug 09, 2019 · Amount on Record |
| Deed Document Number | 0002316850 |
| Deed Book / Page | 2316 / 850 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | May 05, 2026 |
| Property Address | 904 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8910 |
| Document Number | 0700159380 |
| Book / Page | 2848 / 465 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026700159380 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 904 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8910 |
| Investor | Possibly a Property Investor |
| Document Number | 0700159380, |
|---|---|
| Date | May 05, 2026 |
| Book Page | 2848/465 |
| Instrument | 2026700159380 |
| Name | FULTON BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.1% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 904 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8910 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000002261/0000000559 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 0000002261/0000000559 |
| Instrument | 000700057017 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Aug 09, 2019 |
| Property Address | 904 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8910 |
| Document Number | 002316/850 |
| Book / Page | 2316 / 850 |
| Instrument Date | Aug 05, 2019 |
| Instrument | 700067641 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7372 HILLY LN, WARRENTON, VA 20187-9048 |
| Investor | Possibly a Property Investor |
| Document Number | 002316/852 |
|---|---|
| Date | Aug 09, 2019 |
| Book Page | 2316/852 |
| Instrument | 700067642 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,441.00 (+10.05%) | $449,400 (+53.07%) Land $183,800 Building $265,600 | |
| 2023 | $2,218.00 | $293,600 Land $89,300 Building $204,300 | |
| 2020 | $449,400 Land $183,800 Building $265,600 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 190 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 290 units insured incl. 100 condo units |
| Nearby Flood Claims | 22 (2003–2018) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Oct 2018 · Tropical Storm Michael |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Ripple Fiber, T-Mobile USA.
Based on FCC filings for 338 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF KILL DEVIL HILLS serves 7,200 people |
|---|---|
| Water Source | Purchased groundwater from DARE COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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