Anne Arundel County property record for 904 Berwick Dr, Annapolis, MD 21403
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 1,944 sqft · built 1988 |
| Lot Size | 0.133 acres (5,791 sqft) |
| Owner | Individual Name on File |
| Last Sale | $463,333 (Jan 2022) |
| Deeds & Mortgages | Feb 2020 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-016-90036670 |
| Primary APN | 06-016-90036670 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Gross Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,791 sqft (0.133 acres) |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Deck Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01690036670 |
|---|---|
| Street Address | 904 BERWICK DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2829 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | LT 41 PL 3 AMBRIDGE |
| Legal Subdivision | AMBRIDGE |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 706404 |
904 Berwick Dr is owned by an individual who bought it in January 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 BERWICK DR, ANNAPOLIS, MD 21403-2829 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jan 3, 2022 | Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2022 · Amount on File |
| Deed Sale | Jan 3, 2022 · Amount on File |
| Prior Sale | Aug 30, 2001 · Amount on File |
| Deed Book / Page | 38159 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 904 BERWICK DR, ANNAPOLIS, MD 21403-2829 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | QUIET TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0341650227 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 34165/227 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.8% |
| Index | 1-Year LIBOR |
| Max Rate | 8.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 3, 2022 |
| Property Address | 904 BERWICK DR, ANNAPOLIS, MD 21403-2829 |
| Document Number | 0381590260 |
| Book / Page | 38159 / 260 |
| Map Reference | MB 86 FO 43 |
| Instrument Date | Nov 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2022 |
| Title Company | BAY COUNTY SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,791.67 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 904 BERWICK DR, ANNAPOLIS, MD 21403-2829 |
| Document Number | 0038159267 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 38159/267 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,700 Land $184,000 Building $325,700 | $509,700 Land $184,000 Building $325,700 | |
| 2023 | Disabled Person's exemption Veteran's exemption | $373,800 Land $159,000 Building $214,800 | $373,800 Land $159,000 Building $214,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 Berwick Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Berwick Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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