904 Bentley Oak Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 904 Bentley Oak Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,373 sqft · built 1998
Lot Size	0.324 acres (14,090 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,936 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`210-021-016-6`

Property Details

APN / Parcel Number

Primary APN	`210-021-016-6`
Alternative APN	`210-021-016`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,373 sqft Living Area
1st Floor Area	2,009 sqft
2nd Floor Area	1,364 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cluster
Lot Area	14,090 sqft (0.324 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	904 BENTLEY OAK CT
City	SAN RAMON
State	CA
Zip	94582-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7224 L38
Legal Subdivision	SUBDIVISION 7224
Legal Tract	7224
Legal Lot Number	38
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1006
Census Tract	345103

Owner

904 Bentley Oak Ct is owned and occupied by two individuals who acquired it in January 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 BENTLEY OAK CT, SAN RAMON, CA 94582-5106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
Jul 15, 2019	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 3, 2018	Intrafamily Transfer, Transfer · VA Mortgage BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018
Deed Sale	Jan 3, 2018
Prior Sale	Jul 14, 1998 · Amount on File
Deed Document Number	2018679
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	0000000679
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	904 BENTLEY OAK CT, SAN RAMON, CA 94582-5106
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 BENTLEY OAK CT, SAN RAMON, CA 94582-5106

Mortgage

Document Number	0000000354
Date	Jan 4, 2021
Instrument	2021-000354

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45242

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	904 BENTLEY OAK CT, SAN RAMON, CA 94582-5106
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109205
Date	Jul 15, 2019
Instrument	2019-109205

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	904 BENTLEY OAK CT, SAN RAMON, CA 94582-5106
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 BENTLEY OAK CT, SAN RAMON, CA 94582-5106

Mortgage

Document Number	0000067754
Date	Apr 19, 2022
Instrument	2022-067754

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 3, 2018
Property Address	904 BENTLEY OAK CT, SAN RAMON, CA 94582-5106
Document Number	0000000679
Map Reference	DOC97-169908
Instrument Date	Dec 28, 2017
Instrument	2018-000679
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	904 BENTLEY OAK CT, SAN RAMON, CA 94582-5106

Mortgage

Document Number	0000000680
Date	Jan 3, 2018
Instrument	2018-000680

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 904 Bentley Oak Ct was $11,936 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,023,391 (+2%) Land $295,817 Building $727,574
2025	$11,936.00 Homeowner's exemption	$1,003,325 Land $290,017 Building $713,308
2023	$11,523.00 (+0.72%) Homeowner's exemption	$964,366 Land $278,756 Building $685,610
2022	$11,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 904 Bentley Oak Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1998–2022)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Bentley Oak Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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