904 Barton St, Otsego, MI 49078 Property Records

Allegan County property record for 904 Barton St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1994
Lot Size	0.311 acres (13,547 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,095 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-270-032-00`

Property Details

APN / Parcel Number

Primary APN	`54-270-032-00`
Alternative APN	`03-54-270-032-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft
Basement Area	1,556 sqft
Unfinished Basement	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	13,547 sqft (0.311 acres)
Lot Dimensions	126 ft deep x 108 ft wide
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	904 BARTON ST
City	OTSEGO
State	MI
Zip	49078-1583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 32 ELEY ACRES #2 SEC 26 T1N R12W (90)
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	ELEY ACRES 2
Legal Lot Number	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3037
Census Tract	31900

Owner

904 Barton St is owned and occupied by two individuals.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 BARTON ST, OTSEGO, MI 49078-1583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jul 10, 2019	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	904 BARTON ST, OTSEGO, MI 49078-1583
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 BARTON ST, OTSEGO, MI 49078-1583

Mortgage

Document Number	004923/218
Date	Feb 29, 2024
Book Page	4923/218
Instrument	2024002510

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	904 BARTON ST, OTSEGO, MI 49078-1583
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 BARTON ST, OTSEGO, MI 49078-1583

Mortgage

Document Number	004820/487
Date	Dec 5, 2022
Book Page	4820/487
Instrument	2022022615

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	904 BARTON ST, OTSEGO, MI 49078-1583
Transaction Type	Mortgage
Record Updated	Aug 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4360/107
Date	Jul 10, 2019
Book Page	4360/107

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 9, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 904 Barton St was $4,095 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,200 Land $17,500 Building $117,700	$270,400 Land $35,000 Building $235,400
2025	$4,095.00
2023		$108,500 Land $10,000 Building $98,500	$217,000 Land $20,000 Building $197,000
2022	$3,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Barton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Barton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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