904 Arkwright St, Saint Paul, MN 55130 Property Records

Ramsey County property record for 904 Arkwright St, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,578 sqft · built 1899
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2020)
Tax Bill	$3,836 (2023)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jan 2020 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-32-0076`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-32-0076`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,578 sqft Living Area
1st Floor Area	970 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	904 ARKWRIGHT ST
City	SAINT PAUL
State	MN
Zip	55130-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	EDMUND RICE'S FOURTH ADDITION LOT 5 BLK A
Legal Range	22
Legal Township	29
Legal Section	29
Legal Quarter	3
Quarter-Quarter Section	2
Legal Subdivision	EDMUND RICES FOURTH ADDITION
Legal Block	A
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	31500

Owner

904 Arkwright St is owned and occupied by an individual who bought it in June 2020.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Mailing Address	904 ARKWRIGHT ST, SAINT PAUL, MN 55130-4026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI CAMBRIA MTG
Jan 17, 2020	Warranty Deed, Construction Loan · Construction Mortgage RFC FIELDS LLC
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit VERMILLION ST BK
Jun 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Prior Sale	Jan 17, 2020 · Amount on File
Deed Document Number	A04817883
Record Updated	Jun 7, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 22, 2020
Property Address	904 ARKWRIGHT ST, SAINT PAUL, MN 55130-4026
Document Number	0004817883
Instrument Date	Jun 19, 2020
Instrument	4817883
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2020
Title Company	NETWORK TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 ARKWRIGHT ST ST PAUL MN 551304026, ST PAUL, MN 55130-4026

Mortgage

Document Number	4817884
Date	Jun 22, 2020
Instrument	4817884

Lender

Name	CAMBRIA MTG
Type	Mortgage Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 17, 2020
Property Address	904 ARKWRIGHT ST, SAINT PAUL, MN 55130-4026
Document Number	0004793474
Instrument Date	Jan 9, 2020
Instrument	4793474
Transaction Type	Construction Loan
Record Updated	Feb 7, 2020
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	88 ODERY ST N MAPLEWOOD MN 55119, MAPLEWOOD, MN 55119

Mortgage

Document Number	4793475
Date	Jan 17, 2020
Instrument	4793475

Lender

Name	RFC FIELDS LLC
Address	5229 DUNCRAIG RD, EDINA, MN 55436-2058

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 16, 2021

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	904 ARKWRIGHT ST, SAINT PAUL, MN 55130-4026
Document Number	0004788365
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14601 MINNEHAHA PL WAYZATA MN 553912521, WAYZATA, MN 55391-2521

Mortgage

Document Number	0004788365
Date	Dec 16, 2019
Instrument	4788365

Lender

Name	VERMILLION ST BK
Type	Bank
Address	VERMILLION, MN 55085

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 11, 2019
Property Address	904 ARKWRIGHT ST, SAINT PAUL, MN 55130-4026
Document Number	0004759450
Instrument Date	Jun 11, 2019
Instrument	4759450
Transaction Type	Foreclosure
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$194.41
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,836.00 Homeowner's exemption	$236,100 Land $20,000 Building $216,100	$236,100 Land $20,000 Building $216,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Arkwright St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 904 Arkwright St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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