904 Algonquin Ct, Lusby, MD 20657 Property Records

Calvert County property record for 904 Algonquin Ct, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,720 sqft · built 1992
Lot Size	0.436 acres (19,004 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Oct 2020)
Tax Bill	$4,077 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-125249`

Property Details

APN / Parcel Number

Primary APN	`01-125249`
Alternative APNs	`1125249` `125249`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,720 sqft Total Area
Basement Area	731 sqft
Finished Basement	731 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,004 sqft (0.436 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	125249
Street Address	904 ALGONQUIN CT
City	LUSBY
State	MD
Zip	20657-3554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 13 SEC 4H CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	13
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2026
Census Tract	861004

Owner

904 Algonquin Ct is owned and occupied by an individual who bought it in October 2020.

Source: Calvert County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	904 ALGONQUIN CT, LUSBY, MD 20657-3554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Sep 23, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Oct 2, 2020	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Feb 1, 2000 · Amount on File
Deed Book / Page	5716 / 311
Transfer Doc	0000001770
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Oct 2, 2026
Property Address	904 ALGONQUIN CT, LUSBY, MD 20657-3554
Document Number	6977000426
Book / Page	6977 / 426
Instrument Date	Sep 24, 2026
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	904 ALGONQUIN CT, LUSBY, MD 20657-3554

Mortgage

Document Number	6977000426,
Date	Oct 2, 2026
Book Page	6977/426

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	285 Months
Due	Jul 1, 2050

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	904 ALGONQUIN CT, LUSBY, MD 20657-3554
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060870475
Date	Sep 23, 2021
Book Page	6087/475

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Jul 1, 2050

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 2, 2020
Property Address	904 ALGONQUIN CT, LUSBY, MD 20657-3554
Document Number	0057160311
Book / Page	5716 / 311
Map Reference	LB JLB 1 FO 64
Instrument Date	Sep 9, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	904 ALGONQUIN CT, LUSBY, MD 20657-3554

Mortgage

Document Number	5716318
Date	Oct 2, 2020
Instrument	5716/318

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 904 Algonquin Ct was $4,077 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,500 Land $55,200 Building $326,300	$381,500 Land $55,200 Building $326,300
2025	$4,077.00
2023	$2,896.00 Homeowner's exemption	$278,800 Land $55,200 Building $223,600	$278,800 Land $55,200 Building $223,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Algonquin Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Algonquin Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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