904 6th Ave, Kearney, NE 68845 Property Records

Buffalo County property record for 904 6th Ave, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 1,176 sqft · built 1983
Lot Size	0.25 acres (10,906 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Dec 2016)
Tax Bill	$3,235 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`60206013911983`

Property Details

APN / Parcel Number

Primary APN	`60206013911983`
Alternative APNs	`3651-11-1-01039-002-0018` `602060139`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,176 sqft Total Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	435 sqft
Unfinished Basement	435 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,906 sqft (0.25 acres)
Lot Dimensions	82 ft deep x 133 ft wide
Garage Type	Mixed
Garage Area	1,344 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Deck Area	120 sqft
Patio Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60206013911983
Street Address	904 6TH AVE
City	KEARNEY
State	NE
Zip	68845-7326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	CENTENNIAL SUB LT 18 BLK 2
Legal Subdivision	CENTENNIAL SUB
Legal Block	2
Legal Lot Number	18
Jurisdiction	BUFFALO NE
Township / Civil Division	13
Census Block Group	4
Census Block	4069
Census Tract	969700

Owner

904 6th Ave is owned and occupied by two individuals who acquired it in June 2022.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 6TH AVE, KEARNEY, NE 68845-7326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage HUD
Dec 26, 2023	Deed of Trust, Mortgage HUD
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Feb 21, 2023	Deed of Trust, Mortgage HUD
Jun 28, 2022	Warranty Deed, Transfer · FHA Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2016 · Amount on File
Deed Sale	Dec 2, 2016 · Amount on File
Prior Sale	Jun 10, 2010 · Amount on File
Deed Document Number	20167390
Last Transfer Date	Jun 24, 2022
Transfer Doc	0202203876
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	904 6TH AVE, KEARNEY, NE 68845-7326
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202504411
Date	Sep 15, 2025
Instrument	2025-04411

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	904 6TH AVE, KEARNEY, NE 68845-7326
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202305397
Date	Dec 26, 2023
Instrument	2023-05397

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	904 6TH AVE, KEARNEY, NE 68845-7326
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201905467
Date	Oct 8, 2019
Instrument	2019-05467

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	904 6TH AVE, KEARNEY, NE 68845-7326
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107354
Date	Oct 4, 2021
Instrument	2021-07354

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	904 6TH AVE, KEARNEY, NE 68845-7326
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202203245
Date	May 31, 2022
Instrument	2022-03245

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	904 6TH AVE, KEARNEY, NE 68845-7326
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300668
Date	Feb 21, 2023
Instrument	2023-00668

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Jun 28, 2022
Property Address	904 6TH AVE, KEARNEY, NE 68845-7326
Document Number	0202203876
Instrument Date	Jun 24, 2022
Instrument	2022-03876
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CENTRAL NEBRASKA TITLE & ESC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202203877
Date	Jun 28, 2022
Instrument	2022-03877

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 904 6th Ave was $3,235.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,925 (+10.36%) Land $46,595 Building $231,330	$277,925 (+10.36%) Land $46,595 Building $231,330
2025	$3,235.00	$251,835 Land $46,595 Building $205,240	$251,835 Land $46,595 Building $205,240
2023	$3,556.00	$208,995 Land $45,240 Building $163,755	$208,995 Land $45,240 Building $163,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 6th Ave in Zone X, an area of moderate flood risk, though there have been 20 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	20 (2019)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 6th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Great Plains Communications, Verizon.

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