904 4th St, Cheney, WA 99004 Property Records

Spokane County property record for 904 4th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,241 sqft · built 1905
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Nov 2016)
Tax Bill	$2,699 (2026)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13131.8706`

Property Details

APN / Parcel Number

Primary APN	`13131.8706`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,241 sqft Living Area
Gross Area	1,361 sqft
1st Floor Area	1,121 sqft
Attic	Attic
Attic Area	120 sqft
Basement Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	84 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	904 4TH ST
City	CHENEY
State	WA
Zip	99004-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHENEY 2ND TO TOWN OF WLY1/2 OF L9;ALL OF L10 B126
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY ADD 02
Legal Block	126
Legal Lot Number	9,10
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4009
Census Tract	14001

Owner

904 4th St is owned and occupied by two individuals who bought it in November 2016.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 4TH ST, CHENEY, WA 99004-1729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2016 · Amount on File
Deed Sale	Nov 23, 2016 · Amount on File
Deed Document Number	20166557261
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	904 4TH ST, CHENEY, WA 99004-1729
Document Number	0006617957
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 4TH ST CHENEY WA 990041729, CHENEY, WA 99004-1729

Mortgage

Document Number	0006617957
Date	Jul 3, 2017
Instrument	6617957

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 904 4th St was $2,699, up 3.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,699.00 (+3.61%)	$256,900 Land $80,000 Building $176,900	$256,900 Land $80,000 Building $176,900
2025	$2,605.00
2024		$249,100 (+31.94%) Land $75,000 Building $174,100	$249,100 (+31.94%) Land $75,000 Building $174,100
2023	$2,090.00 (-0.29%)	$188,800 Land $40,000 Building $148,800	$188,800 Land $40,000 Building $148,800
2022	$2,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 4th St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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