904 2nd St, Traer, IA 50675 Property Records

Tama County property record for 904 2nd St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,172 sqft · built 1895
Lot Size	0.507 acres (22,085 sqft)
Owner	Individual Name on File
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07.10.229.004`

Property Details

APN / Parcel Number

Primary APN	`07.10.229.004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,172 sqft Living Area
Basement Area	931 sqft
Unfinished Basement	1,085 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	22,085 sqft (0.507 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Street Address	904 2ND ST
City	TRAER
State	IA
Zip	50675-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-85-14 LOT 11 (EX W 110' N120' & EX 60' X 140' PCL SW COR) NE NE
Legal Range	14W
Legal Township	85N
Legal Section	10
Legal Subdivision	AUDITORS
Legal Lot Number	11
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3031
Census Tract	290200

Owner

Source: Tama County records · APN 07.10.229.004

Assessment roll updated May 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	904 2ND ST, TRAER, IA 50675-1237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 30, 2021
Transfer Doc	0020213846
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Dec 07, 2021
Property Address	904 2ND ST, TRAER, IA 50675-1237
Document Number	0020213846
Instrument Date	Nov 30, 2021
Instrument	2021-3846
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 2ND ST, TRAER, IA 50675-1237

Tax Assessment & Valuation

Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,054.00 Homeowner's exemption	$98,610 (-8.96%) Land $19,770 Building $78,840	$98,610 (-8.96%) Land $19,770 Building $78,840
2024		$108,320 (-) Land $19,770 Building $88,550
2023		$108,320 Land $19,770 Building $88,550	$108,320 Land $19,770 Building $88,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL	2,000 / 2,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 214 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.