904 13th St NW, Conover, NC 28613 Property Records

Catawba County property record for 904 13th St NW, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,351 sqft · built 1968
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Nov 2017)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3742-09-06-0890`

Property Details

APN / Parcel Number

Primary APN	`3742-09-06-0890`
Alternative APN	`0022801`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,351 sqft Living Area
1st Floor Area	2,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	160 ft deep x 130 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	904 13TH ST NW
City	CONOVER
State	NC
Zip	28613-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9A
Legal Description	LOT 75 904 13TH ST NW PL 8-125
Legal Subdivision	LYLE HAVEN SUB
Legal Lot Number	75
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	2
Census Block	2048
Census Tract	10203

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 13TH ST NW, CONOVER, NC 28613-2315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Dec 30, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 29, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Nov 21, 2017	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	201720103
Deed Book / Page	3428 / 918
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	904 13TH ST NW, CONOVER, NC 28613-2315
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 13TH ST NW, CONOVER, NC 28613-2315

Mortgage

Document Number	0037940663
Date	Feb 16, 2023
Book Page	3794/663
Instrument	2694

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Oct 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	904 13TH ST NW, CONOVER, NC 28613-2315
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 13TH ST NW, CONOVER, NC 28613-2315

Mortgage

Document Number	0037141391
Date	Dec 30, 2021
Book Page	3714/1391
Instrument	32107

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Oct 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATAWBA NC
Property Address	904 13TH ST NW, CONOVER, NC 28613-2315
Document Number	0035320270
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 13TH ST NW CONOVER NC 286132315, CONOVER, NC 28613-2315

Mortgage

Document Number	0035320270
Date	Oct 11, 2019
Book Page	003532/000270
Instrument	18010

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate	4.37%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Nov 21, 2017
Property Address	904 13TH ST NW, CONOVER, NC 28613-2315
Document Number	0034280918
Book / Page	03428 / 0918
Map Reference	MB8 PG125
Instrument Date	Nov 13, 2017
Instrument	20103
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	691 BIG SKY DR, 691, HAMILTON, GA 31811-6556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 13TH ST NW, CONOVER, NC 28613-2315

Mortgage

Document Number	20104
Date	Nov 21, 2017
Instrument	20104

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Conover City
Unified School District	Newton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,000 (-) Land $14,500 Building $272,500
2025	$1,144.00 (-49.76%)	$287,000 (-) Land $14,500 Building $272,500
2024	$2,277.00
2023	$2,277.00	$287,000 Land $14,500 Building $272,500	$287,000 Land $14,500 Building $272,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2019–2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONOVER serves 15,347 people · EPA ID NC0118020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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