9038 Templeton Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9038 Templeton Dr, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,490 sqft · built 2016
Lot Size0.04 acres (1,755 sqft)
Owner2 Individual Names on File
Last Sale$417,710 (Feb 2017)
Tax Bill$6,553 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-592375

Property Details

APN / Parcel Number

Primary APN07-592375
Alternative APN
  • 592375

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,490 sqft Living Area
Gross Area2,948 sqft
1st Floor Area880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area1,755 sqft (0.04 acres)
Garage TypeAttached
Garage Area458 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area66 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number592375
Street Address9038 TEMPLETON DR
CityFREDERICK
StateMD
Zip21704-2401
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 1631 1,755 SQ FT VILLAGES OF URBANA
Legal SubdivisionVILLAGES OF URBANA WORTHINGTON SQUARE
Legal Lot Number1631
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1034
Census Tract752206

Owner

9038 Templeton Dr, a townhouse, is owned and occupied by two individuals who bought it in February 2017.

Source: Frederick County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address9038 TEMPLETON DR, FREDERICK, MD 21704-2401
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Dec 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC
Feb 14, 2017Deed, Subdivision Related Transfer · Stand-Alone First Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2017 · Amount on File
Deed SaleFeb 14, 2017 · Amount on File
Prior SaleFeb 17, 2016 · Amount on File
Deed Document Number201711668-0364
Deed Book / Page11668 / 364
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9038 TEMPLETON DR, FREDERICK, MD 21704-2401
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0131560349
DateAug 20, 2019
Book Page13156/0349
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9038 TEMPLETON DR, FREDERICK, MD 21704-2401
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0140850396
DateSep 18, 2020
Book Page14085/396
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9038 TEMPLETON DR, FREDERICK, MD 21704-2401
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address9038 TEMPLETON DR, FREDERICK, MD 21704-2401

Mortgage

Document Number0155930290
DateDec 20, 2021
Book Page15593/290
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9038 TEMPLETON DR, FREDERICK, MD 21704-2401
Document Number0122750077
Instrument DateDec 19, 2017
Transaction TypeMortgage
Record UpdatedFeb 26, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9038 TEMPLETON DR FREDERICK MD 217042401, FREDERICK, MD 21704-2401

Mortgage

Document Number0122750077
DateFeb 12, 2018
Book Page012275/000077
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 11, 2048

February 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 14, 2017
Property Address9038 TEMPLETON DR, FREDERICK, MD 21704-2401
Document Number0116680364
Book / Page11668 / 0364
Map ReferenceMB96 PL69
Instrument DateFeb 9, 2017
Instrument11668-0364
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,016.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9038 TEMPLETON DR, FREDERICK, MD 21704-2401

Mortgage

Document Number0116680371
DateFeb 14, 2017
Instrument11668-0371
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9038 Templeton Dr was $6,553 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$498,633$531,400 Land $170,000 Building $361,400
2025$6,553.00
2023$6,052.00 Homeowner's exemption$424,067$433,100 Land $135,000 Building $298,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9038 Templeton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9038 Templeton Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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