9038 2nd St, Baroda, MI 49101 Property Records

Berrien County property record for 9038 2nd St, Baroda, MI 49101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2021
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2026)
Tax Bill	$5,995 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-0370-0002-00-0`

Property Details

APN / Parcel Number

Primary APN	`30-0370-0002-00-0`
Alternative APN	`11-30-0370-0002-00-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Raised Ranch
Lot Area	11,195 sqft (0.257 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9038 2ND ST
City	BARODA
State	MI
Zip	49101-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 VIL
Legal Description	PLATTED AS BARODA VILLAGE RESIDENCES FOR 2017 ON 09/14/2016 FROM 11-30-0710-0051-00-2; UNIT 2 BARODA VILLAGE RESIDENCES LIBER 295 PAGE 1
Legal Subdivision	BARODA VILLAGE RESIDENCES
Legal Unit	2
Jurisdiction	BERRIEN MI
Township / Civil Division	BARODA
Census Block Group	2
Census Block	2021
Census Tract	11000

Owner

9038 2nd St is owned by two individuals who bought it in August 2026.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4930 PIONEER DR, BERRIEN SPRINGS, MI 49103-1480
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Balloon Mortgage HONOR CREDIT UNION
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED FARMERS STATE BANK
Apr 3, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Jun 29, 2022 · Amount on File
Deed Document Number	2026468016
Deed Book / Page	3484 / 4235
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 12, 2026
Property Address	9038 2ND ST, BARODA, MI 49101-9809
Document Number	0000468016
Book / Page	3484 / 4235
Instrument Date	Aug 11, 2026
Instrument	2026468016
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246,187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 PIONEER DR, BERRIEN SPRINGS, MI 49103-1480

Mortgage

Document Number	0000468017,
Date	Aug 12, 2026
Instrument	2026468017

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	67 Months
Due	Mar 1, 2032

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 29, 2022
Property Address	9038 2ND ST, BARODA, MI 49101-9809
Document Number	03378/1982
Book / Page	3378 / 1982
Map Reference	LB 295 PG 1
Instrument Date	Jun 13, 2022
Instrument	2022356639
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,223.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9038 2ND ST, BARODA, MI 49101-9809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9038 SECOND ST, BARODA, MI 49101-9809

Mortgage

Document Number	0033781592
Date	Jun 29, 2022
Instrument	3378-1592

Lender

Name	UNITED FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	1.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 3, 2020
Property Address	9038 2ND ST, BARODA, MI 49101-9809
Document Number	03270/2052
Book / Page	3270 / 2052
Map Reference	LB 295 PG 1
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$129.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 MANOR WOOD CIR, BENTON HARBOR, MI 49022-6447

Tax Assessment & Valuation

The 2025 property tax bill for 9038 2nd St was $5,995, up 5.1% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Baroda Township
Municipality	Baroda Village
Unified School District	Lakeshore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,300 (+2.97%)	$284,600 (+2.97%)
2025	$5,995.00 (+5.12%)	$138,200	$276,400
2024	$5,703.00
2023		$109,300	$218,600
2022	$3,104.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9038 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9038 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARODA serves 910 people · EPA ID MI0000420
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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