Santa Clara County property record for 9035 Spencer Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,891 sqft · built 1994 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $243,000 (Feb 1995) |
| Tax Bill | $5,029 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-18-082 |
| Primary APN | 790-18-082 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,891 sqft Living Area |
| 1st Floor Area | 1,063 sqft |
| 2nd Floor Area | 828 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 9035 SPENCER CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 8676 PARK COMMONS BOOK 658 PAGE 44 PAGE 45 LOT 42 |
| Legal Subdivision | PARK COMMONS |
| Legal Tract | 8676 |
| Legal Lot Number | 42 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 512505 |
9035 Spencer Ct is owner-occupied and held in a trust since August 2024.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9035 SPENCER CT, GILROY, CA 95020-7516 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 20, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 1995 · Amount on File |
| Deed Sale | Feb 28, 1995 · Amount on File |
| Deed Document Number | 199512817856 |
| Deed Book / Page | 773 / 1945 |
| Last Transfer Date | Aug 6, 2024 |
| Transfer Doc | 0025684566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9035 SPENCER CT, GILROY, CA 95020-7516 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9035 SPENCER CT, GILROY, CA 95020-7516 |
| Document Number | 0025177056 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 25177056 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9035 SPENCER CT, GILROY, CA 95020-7516 |
| Document Number | 0023660991 |
| Instrument Date | May 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 9035 SPENCER CT GILROY CA 950207516, GILROY, CA 95020-7516 |
| Document Number | 0023660991 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 23660991 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9035 Spencer Ct was $5,029.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $416,302 (+2%) Land $111,348 Building $304,954 | |
| 2025 | $5,029.00 Homeowner's exemption | $408,140 Land $109,165 Building $298,975 |
| 2023 | $4,917.00 (+1.72%) Homeowner's exemption | $392,293 Land $104,927 Building $287,366 |
| 2022 | $4,834.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9035 Spencer Ct in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1995–2001) |
| Most Recent Claim | Jan 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9035 Spencer Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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