9034 Cummings Rd, Hilmar, CA 95324 Property Records

Merced County property record for 9034 Cummings Rd, Hilmar, CA 95324

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,198 sqft · built 2014
Lot Size1.78 acres (77,972 sqft)
Owner2 Individual Names on File
Tax Bill$8,275 (2025)
Deeds & MortgagesNov 2020 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN045-130-065-000

Property Details

APN / Parcel Number

Primary APN045-130-065-000
Alternative APN
  • 045-130-065

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,198 sqft Living Area
Gross Area5,070 sqft
1st Floor Area2,198 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Construction TypeWood
Lot Area77,972 sqft
Garage TypeAttached
Garage Area2,872 sqft
Patio Area554 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number045-130-065
Street Address9034 CUMMINGS RD
CityHILMAR
StateCA
Zip95324-9317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADJ PARCEL B SEC 7/6/10
JurisdictionMERCED CA
Township / Civil DivisionHILMAR-IRWIN
Census Block Group1
Census Block1014
Census Tract404

Owner

9034 Cummings Rd is owned and occupied by two individuals who acquired it in January 2014.

Source: Merced County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address9034 CUMMINGS RD, HILMAR, CA 95324-9317
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 30, 2018Correction Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2014
Deed SaleJan 16, 2014
Deed Document Number20141672
Prior Transfer DateMar 14, 2001
Prior Transfer Doc0000000415
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address9034 CUMMINGS RD, HILMAR, CA 95324-9317
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9034 CUMMINGS RD, HILMAR, CA 95324-9317

Mortgage

Document Number0000042260
DateNov 16, 2020
Instrument2020042260
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address9034 CUMMINGS RD, HILMAR, CA 95324-9317
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012070
DateApr 29, 2019
Instrument2019012070
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

April 2018: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMERCED CA
Recording DateApr 30, 2018
Property Address9034 CUMMINGS RD, HILMAR, CA 95324-9317
Document Number0000012629
Instrument DateApr 2, 2018
Instrument12629
Transaction TypeTransfer
Record UpdatedJan 6, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9034 CUMMINGS RD HILMAR CA 953249317, HILMAR, CA 95324-9317

Tax Assessment & Valuation

The 2025 property tax bill for 9034 Cummings Rd was $8,275 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Unified School DistrictHilmar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$785,733 (+2%) Land $199,574 Building $586,159
2025$8,275.00 Homeowner's exemption$770,327 Land $195,661 Building $574,666
2023$7,910.00 (+1.35%) Homeowner's exemption$740,416 Land $188,064 Building $552,352
2022$7,805.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9034 Cummings Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 99 policies
Nearby Flood Policies99 in force
Nearby Flood Claims5 (2017–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9034 Cummings Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3
T-Mobile
Fixed Wireless
25 / 3

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