903 Willowstone Arch, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 903 Willowstone Arch, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,602 sqft · built 1998
Lot Size	0.438 acres (19,079 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (May 2015)
Tax Bill	$4,923 (2025)
Deeds & Mortgages	Sep 2020 Refinance Oct 2020 Line of Credit + 3 more
APN	`0377003000270`

Property Details

APN / Parcel Number

Primary APN	`0377003000270`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,602 sqft Living Area
1st Floor Area	1,002 sqft
Upper Floors Area	1,002 sqft
Attic	Attic
Attic Area	210 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,079 sqft (0.438 acres)
Lot Dimensions	140 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	44 sqft
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	903 WILLOWSTONE ARCH
City	CHESAPEAKE
State	VA
Zip	23320-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	27 OAK GROVE MEADOWS PH 1
Legal Subdivision	OAK GROVE MEADOWS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1006
Census Tract	20912

Owner

903 Willowstone Arch is owned and occupied by two individuals who bought it in May 2015.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	903 WILLOWSTONE ARCH, CHESAPEAKE, VA 23320-3539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE GUNNISON BANK AND TRUST COMPANY
Oct 22, 2020	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Oct 18, 2012	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL CREDIT U
May 18, 2015	Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Mar 8, 2005	Warranty Deed, Transfer · Conventional Mortgage ABN AMRO MTG GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2015 · Amount on File
Deed Sale	May 18, 2015 · Amount on File
Prior Sale	Mar 8, 2005 · Amount on File
Deed Book / Page	9512 / 40
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	903 WILLOWSTONE ARCH, CHESAPEAKE, VA 23320-3539
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	STEWART TITLE, STEWART TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010218/871
Date	Sep 14, 2020
Book Page	10218/871
Instrument	200032813

Lender

Name	THE GUNNISON BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	903 WILLOWSTONE ARCH, CHESAPEAKE, VA 23320-3539
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010242/684
Date	Oct 22, 2020
Book Page	10242/684
Instrument	200039111

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Oct 8, 2037

Interest

Rate Type	Adjustable Rate

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	903 WILLOWSTONE ARCH, CHESAPEAKE, VA 23320-3539
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	008852/724
Date	Oct 18, 2012
Book Page	8852/724

Lender

Name	PENTAGON FEDERAL CREDIT U

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 18, 2015
Property Address	903 WILLOWSTONE ARCH, CHESAPEAKE, VA 23320-3539
Document Number	9512/0040
Book / Page	9512 / 0040
Instrument Date	May 15, 2015
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0009512/45
Date	May 18, 2015
Book Page	9512/45

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 8, 2005
Property Address	903 WILLOWSTONE ARCH, CHESAPEAKE, VA 23320-3539
Document Number	0005875/82
Book / Page	5875 / 82
Instrument Date	Jun 28, 2004
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000587585
Date	Mar 8, 2005
Instrument	5875/85

Lender

Name	ABN AMRO MTG GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 903 Willowstone Arch was $4,923.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,900 (+4%) Land $185,000 Building $321,900	$506,900 (+4%) Land $185,000 Building $321,900
2025	$4,923.00	$487,400 Land $165,000 Building $322,400	$487,400 Land $165,000 Building $322,400
2023		$438,600 (+11.21%) Land $150,000 Building $288,600	$438,600 (+11.21%) Land $150,000 Building $288,600
2022		$394,400 Land $140,000 Building $254,400	$394,400 Land $140,000 Building $254,400
2019	$3,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 903 Willowstone Arch; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 903 Willowstone Arch has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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