McHenry County property record for 903 West St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.243 acres (10,578 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jun 2026) |
| Tax Bill | $5,226 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-102-016 |
| Primary APN | 01-35-102-016 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 10,578 sqft (0.243 acres) |
| Street Address | 903 WEST ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-1661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0052217 PC 80FT X 132FT LYING S LONDON HOUSE CONDOS MOSES WEST ADDN |
| Legal Subdivision | LONDON HOUSE CONDOS MOSES WEST ADDN |
| Legal Block | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 870301 |
903 West St is owned by an individual who bought it in June 2026.
Source: McHenry County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5201 IRISH LN, HARVARD, IL 60033-9690 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage HARVARD STATE BANK |
| Dec 2, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Oct 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on File |
| Deed Sale | Jun 22, 2026 · Amount on File |
| Prior Sale | Feb 18, 2003 · Amount on File |
| Deed Document Number | 202617416 |
| Prior Transfer Date | Nov 16, 2020 |
| Prior Transfer Doc | 0000052217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 22, 2026 |
| Property Address | 903 WEST ST, HARVARD, IL 60033-1661 |
| Document Number | 0000017416 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202617416 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5201 IRISH LN, HARVARD, IL 60033-9690 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017417, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202617417 |
| Name | HARVARD STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 2, 2020 |
| Property Address | 903 WEST ST, HARVARD, IL 60033-1661 |
| Document Number | 0000052217 |
| Map Reference | DOC 574798 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2020R0052217 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 861 LEXINGTON LN, ISLAND LAKE, IL 60042-8806 |
| Document Number | 0000052218 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020R0052218 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 16, 2020 |
| Property Address | 903 WEST ST, HARVARD, IL 60033-1661 |
| Document Number | 0000043183 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 43183 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 861 LEXINGTON LN ISLAND LAKE IL 600428806, ISLAND LAKE, IL 60042-8806 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,226.00 | $58,303 Land $14,538 Building $43,765 | $174,909 Land $43,614 Building $131,295 |
| 2022 | $51,480 Land $13,142 Building $38,338 | $154,440 Land $39,426 Building $115,014 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 903 West St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 West St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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