Brevard County property record for 903 Wateroak Dr NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,081 sqft · built 1988 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Trust Name on File |
| Last Sale | $162,000 (Dec 2019) |
| Tax Bill | $2,003 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-27-NO-3048-11 |
| Primary APN | 28-37-27-NO-3048-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,081 sqft Living Area |
| Gross Area | 1,345 sqft |
| 1st Floor Area | 1,081 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 258 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 10 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2835388 |
|---|---|
| Street Address | 903 WATEROAK DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PORT MALABAR UNIT 59 LOT 11 BLK 3048 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | PORT MALABAR UNIT 59 |
| Legal Block | 3048 |
| Legal Lot Number | 11 |
| Legal Unit | 59 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 65129 |
903 Wateroak Dr NE is owner-occupied and held in a trust since December 2019.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 903 WATEROAK DR NE, PALM BAY, FL 32905-4693 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on File |
| Deed Sale | Dec 31, 2019 · Amount on File |
| Prior Sale | Oct 13, 2016 · Amount on File |
| Deed Document Number | 2019282121 |
| Deed Book / Page | 8626 / 569 |
| Prior Transfer Date | Oct 31, 1992 |
| Prior Transfer Doc | 3472000324 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 903 Wateroak Dr NE was $2,003 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,610 (+2.7%) | $206,740 (-5.7%) | |
| 2025 | $2,003.00 Homeowner's exemption | $148,600 | $219,240 Land $50,000 Building $169,240 |
| 2023 | $1,894.00 (+4.81%) Homeowner's exemption | $140,220 (+3%) | $217,010 (+13.26%) Land $42,500 Building $174,510 |
| 2022 | $1,807.00 Homeowner's exemption | $136,140 | $191,610 Land $35,000 Building $156,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Wateroak Dr NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 Wateroak Dr NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wire 3.
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