903 Warwick Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 903 Warwick Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,572 sqft · built 1993
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$343,500 (Mar 2024)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-352-012`

Property Details

APN / Parcel Number

Primary APN	`8914-11-352-012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,572 sqft Living Area
1st Floor Area	786 sqft
Basement Area	786 sqft
Finished Basement	475 sqft
Unfinished Basement	786 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	80 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	228 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	903 WARWICK DR
City	CEDAR FALLS
State	IA
Zip	50613-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTHSIDE ADDITION LOT 108
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	HEARTHSIDE ADDITION
Legal Lot Number	108
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2016
Census Tract	2605

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	903 WARWICK DR, CEDAR FALLS, IA 50613-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST
Jul 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage FARMERS STATE BANK
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	202411458
Prior Transfer Date	Nov 15, 2005
Prior Transfer Doc	0200612975
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 19, 2024
Property Address	903 WARWICK DR, CEDAR FALLS, IA 50613-2050
Document Number	202400011458
Instrument Date	Mar 13, 2024
Instrument	202400011458
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Amount	Amount Recorded
Tax	$548.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 WARWICK DR, CEDAR FALLS, IA 50613-2050
Investor	Possibly a Property Investor

Mortgage

Document Number	202400011459
Date	Mar 19, 2024
Instrument	202400011459

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	202400011459
Date	Mar 19, 2024
Instrument	202400011459

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	903 WARWICK DR, CEDAR FALLS, IA 50613-2050
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009387
Date	Oct 30, 2020
Instrument	202100009387

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	WAVERLY, IA 50677

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	903 WARWICK DR, CEDAR FALLS, IA 50613-2050
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001342
Date	Jul 22, 2019
Instrument	202000001342

Lender

Name	FARMERS STATE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 1, 2022
Property Address	903 WARWICK DR, CEDAR FALLS, IA 50613-2050
Document Number	202200019246
Instrument Date	Mar 31, 2022
Instrument	202200019246
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 WARWICK DR, CEDAR FALLS, IA 50613-2050

Mortgage

Document Number	202200019247
Date	Apr 1, 2022
Instrument	202200019247

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,450.00 (+2.91%) Homeowner's exemption	$307,370 (+10.2%) Land $52,330 Building $255,040	$307,370 (+10.2%) Land $52,330 Building $255,040
2024	$4,324.00 (+5.41%)
2023		$278,930 (+25.56%) Land $52,330 Building $226,600	$278,930 (+25.56%) Land $52,330 Building $226,600
2022	$4,102.00 Homeowner's exemption	$222,150 Land $52,330 Building $169,820
2021			$222,150 Land $52,330 Building $169,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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