903 Walters St, Monroe, NC 28112 Property Records

Union County property record for 903 Walters St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,122 sqft · built 1961
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$70,500 (Jun 2024)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-276-047A`

Property Details

APN / Parcel Number

Primary APN	`09-276-047A`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,122 sqft Living Area
Gross Area	3,207 sqft
1st Floor Area	2,122 sqft
Basement Area	1,085 sqft
Unfinished Basement	1,085 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	903 WALTERS ST
City	MONROE
State	NC
Zip	28112-5965
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	8926-0476
Legal Subdivision	2939930
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2004
Census Tract	20502

Owner

Source: Union County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8321 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0940
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Feb 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	202414465
Deed Book / Page	8926 / 476
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 2, 2020
Property Address	903 WALTERS ST, MONROE, NC 28112-5965
Document Number	0007555265
Book / Page	7555 / 265
Instrument Date	Dec 30, 2019
Instrument	0000107
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7, SAINT PAULS, NC 28384-0007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 SPENCER DR, BRONX, NY 10465-1263

Mortgage

Document Number	0000000108
Date	Jan 2, 2020
Instrument	0000108

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 1, 2019
Property Address	903 WALTERS ST, MONROE, NC 28112-5965
Document Number	7307402
Book / Page	007307 / 000402
Instrument Date	Jan 25, 2019
Instrument	2663
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 7 ST PAULS NC 283840007, ST PAULS, NC 28384-0007

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,172.00 (+29.58%)	$362,900 (+61.65%) Land $53,400 Building $309,500	$362,900 (+61.65%) Land $53,400 Building $309,500
2023	$2,448.00	$224,500 Land $15,000 Building $209,500	$224,500 Land $15,000 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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