903 Walnut St, Genoa, IL 60135 Property Records

DeKalb County property record for 903 Walnut St, Genoa, IL 60135 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Sep 2019)
Tax Bill	$6,413 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-30-305-003`

Property Details

APN / Parcel Number

Primary APN	`03-30-305-003`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Account Number	0330305003
Street Address	903 WALNUT ST
City	GENOA
State	IL
Zip	60135-7517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK CREEK ESTATES UNIT 2 LOT 44
Legal Subdivision	OAK CREEK ESTATES
Legal Lot Number	44
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	3
Census Block	3050
Census Tract	100

Owner

Source: DeKalb County records · APN 03-30-305-003

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	903 WALNUT ST, GENOA, IL 60135-7517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 03, 2019	Warranty Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG
May 01, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 03, 2019 · Amount on Record
Deed Sale	Sep 03, 2019 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Document Number	20197933
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	903 WALNUT ST, GENOA, IL 60135-7517
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012841
Date	Oct 01, 2021
Instrument	2021012841

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Dec 01, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	903 WALNUT ST, GENOA, IL 60135-7517
Document Number	0000012427
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 WALNUT ST GENOA IL 601357517, GENOA, IL 60135-7517

Mortgage

Document Number	0000012427
Date	Nov 23, 2020
Instrument	12427

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 03, 2019
Property Address	903 WALNUT ST, GENOA, IL 60135-7517
Document Number	0000007933
Instrument Date	Aug 22, 2019
Instrument	7933
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 BRANDY DR CRYSTAL LAKE IL 600147430, CRYSTAL LAKE, IL 60014-7430

Mortgage

Document Number	7934
Date	Sep 03, 2019
Instrument	7934

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2049

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	903 WALNUT ST, GENOA, IL 60135-7517
Document Number	0000004354
Instrument Date	May 01, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	903 WALNUT ST GENOA IL 601357517, GENOA, IL 60135-7517

Mortgage

Document Number	0000004354
Date	May 11, 2018
Instrument	4354

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 10, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.25%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	903 WALNUT ST, GENOA, IL 60135-7517
Document Number	0000001954
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	903 WALNUT ST GENOA IL 601357517, GENOA, IL 60135-7517

Mortgage

Document Number	0000001954
Date	Mar 05, 2018
Instrument	1954

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 04, 2028

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,782 (+16.85%) Land $16,939 Building $67,843	$254,346 (+16.85%) Land $50,817 Building $203,529
2024	$6,413.00
2023		$72,555 Land $14,496 Building $58,059	$217,665 Land $43,488 Building $174,177

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370001003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Opiquad	Fixed Wireless (unlicensed)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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