Ray County property record for 903 W Main St, Richmond, MO 64085
| Property Type | Commercial |
|---|---|
| Details | 4,100 sqft · built 1950 |
| Lot Size | 0.651 acres (28,358 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $824 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-25-04-004-027.000 |
| Primary APN | 11-07-25-04-004-027.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,100 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 28,358 sqft (0.651 acres) |
| Street Address | 903 W MAIN ST |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-1325 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | N1/2 OF LOT 2 & PART OF LOT 3 BEG. AT NE COR. OF LOT 3 TH:S 159' NW 80' N 155' E 80' TO P.O.B. BLOCK 1 RICHMOND WEST RICHMOND |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 25 |
| Legal Block | 1 |
| Legal Lot Number | 2-3 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 80202 |
903 W Main St, a commercial property, is owned by an individual.
Source: Ray County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 507 HILL ST, RICHMOND, MO 64085-2009 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 903 W Main St was $824, down 0.4% from the year before.
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Richmond City |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,120 (-) | $34,750 (-) | |
| 2025 | $824.00 (-0.36%) | $11,120 (-0.36%) Land $5,640 Building $5,480 | $34,750 Land $17,630 Building $17,120 |
| 2024 | $827.00 | $11,160 Land $5,640 Building $5,520 | |
| 2023 | $34,870 Land $17,630 Building $17,240 | ||
| 2022 | $824.00 | $11,160 Land $5,640 Building $5,520 | |
| 2021 | $34,870 Land $17,630 Building $17,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 W Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND PWS serves 5,797 people · EPA ID MO1010685 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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