903 W Cliff St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 903 W Cliff St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	896 sqft · built 1902
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$247 (2025)
Deeds & Mortgages	Sep 2026 Transfer
APN	`06-9.0-31-003-001-105.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-31-003-001-105.000`

Interior

Building Area	896 sqft Base Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide

Location & Zoning

Street Address	903 W CLIFF ST
City	SAINT JOSEPH
State	MO
Zip	64504-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:ARTHUR'S ADDITION LOT:7 BLK:7LGL DESC:& LOT 8
Legal Subdivision	ARTHURS ADDITION
Legal Block	7
Legal Lot Number	7-8
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1037
Census Tract	2500

Owner

Source: Buchanan County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6319 WASHINGTON ST, SAINT JOSEPH, MO 64504-1955
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026
Deed Sale	Sep 8, 2026
Deed Document Number	20267465
Deed Book / Page	3822 / 201
Prior Transfer Date	Sep 7, 2025
Prior Transfer Doc	0000007465
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 8, 2026
Property Address	903 W CLIFF ST, SAINT JOSEPH, MO 64504-2403
Document Number	0000007465
Book / Page	3822 / 201
Instrument Date	Sep 7, 2025
Instrument	20267465
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6319 WASHINGTON ST, SAINT JOSEPH, MO 64504-1955

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$247.00	$3,320 (+2.15%) Land $2,370 Building $950	$17,440 (+2.05%) Land $12,460 Building $4,980
2024	$247.00 (+11.26%)
2023	$222.00 (-0.89%)	$3,250 (-) Land $2,370 Building $880	$17,090 (-) Land $12,460 Building $4,630
2022	$224.00	$3,250 Land $2,370 Building $880
2021			$17,090 Land $12,460 Building $4,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20