903 W 1st St, Spring Valley, IL 61362 Property Records

Bureau County property record for 903 W 1st St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1979
Lot Size	0.222 acres (9,697 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Sep 2025)
Tax Bill	$461 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-34-158-013`

Property Details

APN / Parcel Number

Primary APN	`18-34-158-013`
Alternative APN	`2444`

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	9,697 sqft (0.222 acres)

Location & Zoning

Account Number	1834158013
Street Address	903 W 1ST ST
City	SPRING VALLEY
State	IL
Zip	61362-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-JOHNSONS 2ND SD L31 BLK 8
Legal Range	11
Legal Township	16
Legal Section	34
Legal Subdivision	JOHNSON'S 2ND ADD
Legal Block	8
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	4
Census Block	4014
Census Tract	965200

Owner

903 W 1st St is owned and occupied by two individuals who bought it in September 2025.

Source: Bureau County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3102 BENTON CIRCLE DR, PRINCETON, IL 61356-9476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Joint Tenancy Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Mar 3, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 16, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Mar 3, 2023 · Amount on File
Deed Document Number	20252988
Prior Transfer Date	Nov 21, 2019
Prior Transfer Doc	2019R04830
Record Updated	Sep 20, 2026

September 2025: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 8, 2025
Property Address	903 W 1ST ST, SPRING VALLEY, IL 61362-1109
Document Number	2025R02988
Instrument Date	Sep 4, 2025
Instrument	2025R02988
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	903 W 1ST ST, SPRING VALLEY, IL 61362-1109

Mortgage

Document Number	2025R02989
Date	Sep 8, 2025
Instrument	2025R02989

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.38%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BUREAU IL
Recording Date	Mar 3, 2023
Property Address	903 W 1ST ST, SPRING VALLEY, IL 61362-1109
Document Number	2023R00699
Instrument Date	Feb 21, 2023
Instrument	2023R00699
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	WHEATLAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 W 1ST ST, SPRING VALLEY, IL 61362-1109

Mortgage

Document Number	2023R00700
Date	Mar 3, 2023
Instrument	2023R00700

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.13%

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Dec 16, 2019
Property Address	903 W 1ST ST, SPRING VALLEY, IL 61362-1109
Document Number	2019R04830
Instrument Date	Nov 21, 2019
Instrument	2019R04830
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 W JONES ST, PLANO, IL 60545-9606

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$72,793 (+8.56%) Land $7,605 Building $65,188	$218,379 (+8.56%) Land $22,815 Building $195,564
2024	$461.00 Homeowner's exemption	$67,053 (+6.64%) Land $7,005 Building $60,048	$201,159 (+6.64%) Land $21,015 Building $180,144
2023		$62,878 Land $6,569 Building $56,309	$188,634 Land $19,707 Building $168,927
2022	$2,531.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 903 W 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 W 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: digiMax, Nextlink.

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