903 Valley View Ave, Red Oak, TX 75154 Property Records

Ellis County property record for 903 Valley View Ave, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,369 sqft · built 1986
Lot Size	0.725 acres (31,564 sqft)
Owner	Individual Name on File
Last Sale	$278,600 (Apr 2020)
Tax Bill	$6,429 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R149227`

Property Details

APN / Parcel Number

Primary APN	`R149227`
Alternative APNs	`72310900400500111` `149227`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,369 sqft Living Area
Gross Area	2,993 sqft
1st Floor Area	2,369 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,564 sqft (0.725 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	126 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	903 VALLEY VIEW AVE
City	RED OAK
State	TX
Zip	75154-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 4 COUNTRY RDG EST .7246 AC
Legal Subdivision	COUNTRY RDG EST
Legal Block	4
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2012
Census Tract	60215

Owner

903 Valley View Ave is owned and occupied by an individual who bought it in April 2020.

Source: Ellis County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 25, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 21, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 14, 2020	Warranty Deed, Transfer CMG FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on File
Deed Sale	Apr 14, 2020 · Amount on File
Deed Document Number	202011770
Prior Transfer Date	Mar 30, 2020
Prior Transfer Doc	0000011770
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929

Mortgage

Document Number	0002412606
Date	Apr 26, 2024
Instrument	2412606

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	8800 BAYMEADOWS WAY W STE 400, JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Apr 1, 2050

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929

Mortgage

Document Number	0002401871
Date	Jan 23, 2024
Instrument	2401871

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Apr 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929

Mortgage

Document Number	0002321837
Date	Jul 27, 2023
Instrument	2321837

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Apr 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 VALLEY VIEW AVE, RED OAK, TX 75154-2722

Mortgage

Document Number	0002229706
Date	Jul 25, 2022
Instrument	2229706

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Apr 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929

Mortgage

Document Number	0002211169
Date	Mar 21, 2022
Instrument	2211169

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929

Mortgage

Document Number	2137633
Date	Aug 26, 2021
Instrument	2137633

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Apr 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Apr 14, 2020
Property Address	903 VALLEY VIEW AVE, RED OAK, TX 75154-3929
Document Number	0000011770
Instrument Date	Mar 30, 2020
Instrument	11770
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 VALLEY VIEW AVE RED OAK TX 751543929, RED OAK, TX 75154-3929

Mortgage

Document Number	11771
Date	Apr 14, 2020
Instrument	11771

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 903 Valley View Ave was $6,429 with a homeowner's exemption, down 1.8% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,629 (-8.87%) Land $108,000 Building $247,629	$355,629 (-8.87%) Land $108,000 Building $247,629
2025	$6,429.00 (-1.79%) Homeowner's exemption	$390,235 Land $140,000 Building $250,235	$390,235 Land $140,000 Building $250,235
2024	$6,546.00 (+11.9%)
2023	$5,850.00 Homeowner's exemption	$399,300 Land $110,000 Building $289,300	$399,300 Land $110,000 Building $289,300
2018	$6,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Valley View Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Valley View Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED OAK serves 18,577 people · EPA ID TX0700031
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Element8.

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