Okaloosa County property record for 903 Twain Ln, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,968 sqft · built 1999 |
| Lot Size | 0.336 acres (14,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,400 (Feb 2021) |
| Tax Bill | $4,121 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-7373-0 |
| Primary APN | C56-000-592-7373-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Heated Area |
| Gross Area | 2,660 sqft |
| 1st Floor Area | 1,368 sqft |
| Upper Floors Area | 600 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 14,640 sqft (0.336 acres) |
| Garage Type | Finished |
| Garage Area | 380 sqft |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 903 TWAIN LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-5270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERCHASE S/D PH I LOT 2 BLK I |
| Legal Range | 23 |
| Legal Township | 02N |
| Legal Section | 06 |
| Legal Subdivision | RIVERCHASE S/D PH |
| Legal Phase | 1 |
| Legal Block | I |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20602 |
Source: Okaloosa County records · APN C56-000-592-7373-0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8358 S KOSTNER AVE, CHICAGO, IL 60652-3102 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 22, 2021 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 29, 2017 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on Record |
| Deed Sale | Feb 22, 2021 · Amount on Record |
| Prior Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 3431879 |
| Deed Book / Page | 3527 / 968 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 903 TWAIN LN, CRESTVIEW, FL 32536-5270 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 313 RACETRACK RD NW, FORT WALTON BEACH, FL 32547-1559 |
| Document Number | 0003783800 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 3783800 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 22, 2021 |
| Property Address | 903 TWAIN LN, CRESTVIEW, FL 32536-5270 |
| Document Number | 0035270968 |
| Book / Page | 3527 / 968 |
| Map Reference | MB 17 PG 4 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 3431879 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,696.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 TWAIN LN, 903, CRESTVIEW, FL 32536-5270 |
| Name | Verified Name |
|---|---|
| Address | 5409 E BROOK DR, CRESTVIEW, FL 32539-9086 |
| Document Number | 0003527970 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 3527/970 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 29, 2017 |
| Property Address | 903 TWAIN LN, CRESTVIEW, FL 32536-5270 |
| Document Number | 0033312837 |
| Book / Page | 3331 / 2837 |
| Map Reference | MB17 PG4 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 3180065 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 TWAIN LN, 903, CRESTVIEW, FL 32536-5270 |
| Name | Verified Name |
|---|---|
| Address | 903 TWAIN LN, CRESTVIEW, FL 32536-5270 |
| Document Number | 0003180066 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 3180066 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 02, 2048 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,121.00 (+4.2%) | $259,593 (+6.03%) Land $41,784 Building $217,809 | $259,593 (+6.03%) Land $41,784 Building $217,809 |
| 2023 | $3,955.00 (+9.34%) | $244,836 (+10.21%) Land $35,500 Building $209,336 | $244,836 (+10.21%) Land $35,500 Building $209,336 |
| 2022 | $3,617.00 | $222,160 Land $29,360 Building $192,800 | $222,160 Land $29,360 Building $192,800 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 219 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Also Mapped Here | CRESTVIEW, CITY OF WATER DEPT. |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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