Harford County property record for 903 Todd Rd, Bel Air, MD 21014
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,140 sqft · built 1985 |
| Lot Size | 0.013 acres (576 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,900 (Nov 2009) |
| Tax Bill | $2,184 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-165221 |
| Primary APN | 03-165221 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,140 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 576 sqft (0.013 acres) |
| Lot Dimensions | 30 ft deep x 19 ft wide |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 165221 |
|---|---|
| Street Address | 903 TODD RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-4614 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LT 99 576 SF 903 TODD ROAD GREENBRIER HILLS P 50/39 |
| Legal Subdivision | GREENBRIER HILLS |
| Legal Lot Number | 99 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 303605 |
903 Todd Rd, a townhouse, is owned and occupied by an individual who acquired it in April 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 TODD RD, BEL AIR, MD 21014-4614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU |
| Apr 26, 2021 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage EMM LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2009 · Amount on File |
| Deed Sale | Nov 12, 2009 · Amount on File |
| Prior Sale | Oct 30, 2003 · Amount on File |
| Deed Document Number | 2009528 |
| Deed Book / Page | 8366 / 357 |
| Last Transfer Date | Apr 12, 2021 |
| Transfer Doc | 0147000184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 903 TODD RD, BEL AIR, MD 21014-4614 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 903 TODD RD, BEL AIR, MD 21014-4614 |
| Document Number | 0160170315 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 16017/315 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 26, 2021 |
| Property Address | 903 TODD RD, BEL AIR, MD 21014-4614 |
| Document Number | 0147000184 |
| Book / Page | 14700 / 184 |
| Instrument Date | Apr 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NOT AVAILABLE, KEY TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 903 TODD RD, BEL AIR, MD 21014-4614 |
| Document Number | 0014700192 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 14700/192 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 903 Todd Rd was $2,184 with a homeowner's exemption, up 16.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,184.00 (+16.48%) Homeowner's exemption | $200,433 (+8.46%) | $231,700 (+25.38%) Land $46,000 Building $185,700 |
| 2025 | $1,875.00 Homeowner's exemption | $184,800 Land $46,000 Building $138,800 | $184,800 Land $46,000 Building $138,800 |
| 2023 | $165,467 | $184,800 Land $46,000 Building $138,800 | |
| 2022 | $1,698.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Todd Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 903 Todd Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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