903 Terrace Dr, Raymore, MO 64083 Property Records

Cass County property record for 903 Terrace Dr, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,586 sqft · built 2005
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,730 (Oct 2023)
Tax Bill	$11,610 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-22-000-000-088.000`

Property Details

APN / Parcel Number

Primary APN	`04-05-22-000-000-088.000`
Alternative APN	`2330466`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,586 sqft Living Area
Gross Area	5,019 sqft
1st Floor Area	1,521 sqft
Basement Area	1,521 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	142 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	99 sqft
Deck Area	211 sqft
Patio Area	211 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2330466
Street Address	903 TERRACE DR
City	RAYMORE
State	MO
Zip	64083-8598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOON VALLEY 2ND PLAT LOT 66
Legal Subdivision	MOON VALLEY 2ND
Legal Lot Number	66
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	1
Census Block	1009
Census Tract	60308

Owner

Source: Cass County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	903 TERRACE DR, RAYMORE, MO 64083-8598
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONAL MISSOURI BANK
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF CAIRO & MOBERLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	2023740592
Deed Book / Page	4999 / 56
Prior Transfer Date	Mar 26, 2009
Prior Transfer Doc	3219/160
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	903 TERRACE DR, RAYMORE, MO 64083-8598
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 TERRACE DR, RAYMORE, MO 64083-8598
Investor	Possibly a Property Investor

Mortgage

Document Number	0005249/10
Date	Dec 15, 2025
Book Page	5249/10
Instrument	777079

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Oct 3, 2023
Property Address	903 TERRACE DR, RAYMORE, MO 64083-8598
Document Number	0004999/56
Book / Page	4999 / 56
Map Reference	MB 18 PG 93
Instrument Date	Oct 2, 2023
Instrument	740592
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 TERRACE DR, RAYMORE, MO 64083-8598
Investor	Possibly a Property Investor

Mortgage

Document Number	0000499977
Date	Oct 3, 2023
Instrument	4999/77

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	903 TERRACE DR, RAYMORE, MO 64083-8598
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 TERRACE DR, RAYMORE, MO 64083-8598

Mortgage

Document Number	4600/9
Date	Dec 4, 2020
Book Page	4600/9
Instrument	679103

Lender

Name	REGIONAL MISSOURI BANK
Type	Bank
Address	MOBERLY, MO 65270

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jun 27, 2019
Property Address	903 TERRACE DR, RAYMORE, MO 64083-8598
Document Number	4373/191
Book / Page	4373 / 191
Instrument Date	Jun 25, 2019
Instrument	646935
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 TERRACE DR, RAYMORE, MO 64083-8598

Mortgage

Document Number	4374065
Date	Jun 27, 2019
Instrument	4374/065

Lender

Name	BANK OF CAIRO & MOBERLY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,610.00 (+167.02%)	$61,110 (+14.37%) Land $5,530 Building $55,580	$321,660 (+14.39%) Land $29,120 Building $292,540
2024	$4,348.00 (+0.14%)
2023	$4,342.00 (+4,671.43%)	$53,430 (+10.62%) Land $5,030 Building $48,400	$281,200 (+10.6%) Land $26,480 Building $254,720
2022	$91.00	$48,300 Land $5,030 Building $43,270
2021			$254,240 Land $26,480 Building $227,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMORE PWS serves 21,517 people · EPA ID MO1010675
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
KC Web Fixed Wireless	200 / 200
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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