903 Stratford Dr, Murray, KY 42071 Property Records

Calloway County property record for 903 Stratford Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,320 sqft
Owner	Individual Name on File
Last Sale	$270,000 (Jan 2022)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-M-0001-00002`

Property Details

APN / Parcel Number

Primary APN	`042-M-0001-00002`
Alternative APNs	`38106` `91482`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,320 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Other
Foundation Type	Block
Roof Type	Mansard
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	91482
Street Address	903 STRATFORD DR
City	MURRAY
State	KY
Zip	42071-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	903 STRATFORD
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1024
Census Tract	10602

Owner

903 Stratford Dr is owned and occupied by an individual who bought it in January 2022.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	903 STRATFORD DR, MURRAY, KY 42071-2706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Deed Document Number	654912
Deed Book / Page	1353 / 662
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jan 25, 2022
Property Address	903 STRATFORD DR, MURRAY, KY 42071-2706
Document Number	001353/662
Book / Page	1353 / 662
Map Reference	MB 3 PG 23
Instrument Date	Jan 12, 2022
Instrument	654912
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 53, NEW CONCORD, KY 42076-0053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 STRATFORD DR, MURRAY, KY 42071-2706

Mortgage

Document Number	0000654913
Date	Jan 25, 2022
Instrument	654913

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 903 Stratford Dr was $2,168.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00	$270,000	$270,000
2023	$2,208.00	$270,000	$270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Stratford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Stratford Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Murray Electric System.

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