Saginaw County property record for 903 Stephens St, Saginaw, MI 48602
| Property Type | Commercial |
|---|---|
| Details | 780 sqft · built 2004 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $524 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-80-1-18-4000-000 |
| Primary APN | 91-80-1-18-4000-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 780 sqft Total Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 67.5 ft deep x 55 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 903 STEPHENS ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48602 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-2 |
| Legal Description | SE'LY 1/2 OF LOT 7 EXC SW'LY 52 1/2 FT, SE'LY 1/2 OF LOT 8, BLK 127, CITY OF SAGINAW IN DIVISION SOUTH OF CASS STREET |
| Legal Range | 1E |
| Legal Township | 80N |
| Legal Section | 18 |
| Legal Subdivision | CITY OFSAGINAW IN DIVISION |
| Legal Block | 127 |
| Legal Lot Number | 7-8 |
| Legal Unit | 7-8 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1300 |
903 Stephens St, a commercial property, is owned by two individuals who acquired it in January 2002.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 6427, SAGINAW, MI 48608-6427 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2002 |
| Deed Sale | Jan 10, 2002 |
| Prior Sale | Mar 25, 1996 |
| Deed Book / Page | 2221 / 1391 |
| Prior Transfer Date | Jul 20, 1992 |
| Prior Transfer Doc | 1907002073 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 903 Stephens St was $524.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,400 | $20,800 | |
| 2025 | $524.00 | ||
| 2023 | $7,000 | $14,000 | |
| 2022 | $468.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Stephens St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 903 Stephens St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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