903 Spruce St, Dowagiac, MI 49047 Property Records

Cass County property record for 903 Spruce St, Dowagiac, MI 49047

Property Summary

Property TypeCommercial
Details3,816 sqft
Lot Size1.44 acres (62,726 sqft)
OwnerCompany Name on File
Tax Bill$15,807 (2025)
Flood ZoneZone X (minimal risk)
APN14-160-100-774-40

Property Details

APN / Parcel Number

Primary APN14-160-100-774-40

Interior

Building Area3,816 sqft Building Perimeter

Exterior

Lot Area62,726 sqft (1.44 acres)

Location & Zoning

Street Address903 SPRUCE ST
CityDOWAGIAC
StateMI
Zip49047-1039
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description. DW# 476-A-3 COM AT PT 1366.69 FT S 88 DEG 54'43W OF N 1/4 COR SEC 1, TH S 1 DEG E 333.7 FT, TH S 89 DEG 27' 23 W 242.7
JurisdictionCASS MI
Township / Civil DivisionDOWAGIAC
Census Block Group1
Census Block1011
Census Tract2201

Owner

903 Spruce St, a commercial property, is owned by a company.

Source: Cass County records, as of October 1, 2026

Owner of RecordCompany Name on File
Mailing Address4220 EDISON LAKES PKWY, MISHAWAKA, IN 46545-1462
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 903 Spruce St was $15,807.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,300 (+6.49%) Land $35,800 Building $274,500$620,600 (+6.49%) Land $71,600 Building $549,000
2025$15,807.00$291,400 Land $31,900 Building $259,500$582,800 Land $63,800 Building $519,000
2023$247,900$495,800
2022$13,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWAGIAC
serves 6,350 people · EPA ID MI0001860
Water SourceGroundwater
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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