Gadsden County property record for 903 Spring Ln, Chattahoochee, FL 32324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,856 sqft · built 1950 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jul 2017) |
| Tax Bill | $73 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-04-3N-6W-0020-00000-2382 |
| Primary APN | 2-04-3N-6W-0020-00000-2382 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 3,517 sqft |
| 1st Floor Area | 1,856 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 439 sqft |
| Patio Area | 1,030 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 903 SPRING LN |
|---|---|
| City | CHATTAHOOCHEE |
| State | FL |
| Zip | 32324-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 835 P 1084 OR 834 P 1478 OR |
| Legal Range | 6W |
| Legal Township | 3N |
| Legal Section | 04 |
| Legal Subdivision | TORREYA HEIGHTS |
| Legal Tract | 3 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | CHATTAHOOCHEE |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 20400 |
903 Spring Ln is owned and occupied by an individual who bought it in July 2017.
Source: Gadsden County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 SPRING LN, CHATTAHOOCHEE, FL 32324-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2018 | Deed of Trust, Mortgage · Line of Credit PEOPLESSOUTH BANK |
| Jul 28, 2017 | Warranty Deed, Transfer · Closed-End Mortgage PEOPLESSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2017 · Amount on File |
| Deed Sale | Jul 28, 2017 · Amount on File |
| Prior Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 20175476 |
| Deed Book / Page | 835 / 1084 |
| Prior Transfer Date | Jun 26, 2008 |
| Prior Transfer Doc | 0000012193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 903 SPRING LN, CHATTAHOOCHEE, FL 32324-1628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008490985 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 0849/0985 |
| Instrument | 180004893 |
| Name | PEOPLESSOUTH BANK |
|---|---|
| Type | Bank |
| Address | SNEADS, FL 32460 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 13, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Jul 28, 2017 |
| Property Address | 903 SPRING LN, CHATTAHOOCHEE, FL 32324-1628 |
| Document Number | 0008351084 |
| Book / Page | 0835 / 1084 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 170005476 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | FLORIDA LAND TITLE & TRUST C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 SPRING LN, 903, CHATTAHOOCHEE, FL 32324-1628 |
| Name | Verified Name |
|---|---|
| Address | 903 SPRING LN, CHATTAHOOCHEE, FL 32324-1628 |
| Document Number | 0008351086 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 0835/1086 |
| Name | PEOPLESSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 64 Months |
| Due | Nov 27, 2022 |
The 2025 property tax bill for 903 Spring Ln was $73 with a homeowner's exemption, up 21.7% from the year before.
Source: Gadsden County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Chattahoochee City |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73.00 (+21.67%) Homeowner's exemption | $29,277 (+2.9%) | $67,188 (-0.43%) Land $14,065 Building $53,123 |
| 2024 | $60.00 (+33.33%) Homeowner's exemption | $28,452 (+3%) | $67,481 (+5.04%) Land $13,260 Building $54,221 |
| 2023 | $45.00 (+45.16%) Homeowner's exemption | $27,624 (+3%) | $64,243 (+11.79%) Land $10,500 Building $53,743 |
| 2022 | $31.00 Homeowner's exemption | $26,820 | $57,469 Land $4,000 Building $53,469 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 903 Spring Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1994–1998) |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 Spring Ln is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHATTAHOOCHEE serves 2,959 people · EPA ID FL1200134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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