903 Spires Dr, Dubuque, IA 52001 Property Records

Dubuque County property record for 903 Spires Dr, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,470 sqft · built 1989
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Owner Names on Record
Last Sale	$251,500 (Oct 2005)
Tax Bill	$5,468 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-23-207-017`

Property Details

APN / Parcel Number

Primary APN	`10-23-207-017`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,470 sqft Living Area
1st Floor Area	1,116 sqft
Upper Floors Area	1,116 sqft
Basement Area	1,322 sqft
Finished Basement	992 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	138 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	903 SPIRES DR
City	DUBUQUE
State	IA
Zip	52001-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 5 BLK 1 CLARKE CREST ESTATES 2ND ADD
Legal Subdivision	IRVING
Legal Block	1
Legal Lot Number	5
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3001
Census Tract	600

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	903 SPIRES DR, DUBUQUE, IA 52001-3172
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN TRUST & SAVINGS BANK
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2005 · Amount on Record
Deed Sale	Oct 18, 2005 · Amount on Record
Deed Document Number	2005-00017067
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	903 SPIRES DR, DUBUQUE, IA 52001-3172
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010464
Date	Jun 25, 2021
Instrument	2021-00010464

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	903 SPIRES DR, DUBUQUE, IA 52001-3172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004115
Date	Apr 29, 2019
Instrument	2019-00004115

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	903 SPIRES DR, DUBUQUE, IA 52001-3172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020504
Date	Dec 23, 2020
Instrument	2020-00020504

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	903 SPIRES DR, DUBUQUE, IA 52001-3172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016188
Date	Oct 19, 2020
Instrument	2020-00016188

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$401,500 (+2.82%) Land $40,500 Building $361,000	$401,500 (+2.82%) Land $40,500 Building $361,000
2024	$5,468.00 (+1.52%)
2023		$390,500 (+21.56%) Land $38,300 Building $352,200	$390,500 (+21.56%) Land $38,300 Building $352,200
2022	$5,386.00 Homeowner's exemption	$321,230 Land $36,040 Building $285,190
2021			$321,230 Land $36,040 Building $285,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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