903 Smith St, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 903 Smith St, Murfreesboro, TN 37129 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,050 sqft · built 1971
Lot Size	0.244 acres (10,612 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2019)
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091O-D-031.00-000`

Property Details

APN / Parcel Number

Primary APN	`091O-D-031.00-000`
Alternative APNs	`091O D 03100` `R0056723`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,050 sqft Living Area
1st Floor Area	2,050 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	10,612 sqft (0.244 acres)
Lot Dimensions	93 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	375 sqft
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0056723
Street Address	903 SMITH ST
City	MURFREESBORO
State	TN
Zip	37129-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28L MCFADDEN URBAN RENEWAL SEC 3 PB 6 PG 7 115.74 X 92.97
Legal Subdivision	MCFADDEN URBAN RENEWAL AREA SEC 3
Legal Lot Number	28L
Jurisdiction	RUTHERFORD TN
Township / Civil Division	16
Census Block Group	1
Census Block	1024
Census Tract	41800

Owner

Source: Rutherford County records · APN 091O-D-031.00-000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	903 SMITH ST, MURFREESBORO, TN 37129-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 18, 2019	Warranty Deed, Transfer · Conventional with PMI ZILLOW HM LNS LLC
Aug 28, 2018	Warranty Deed, Transfer SOLOMON PARKS TITLE AND ESCROW L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	20192211725
Deed Book / Page	1782 / 3545
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	903 SMITH ST, MURFREESBORO, TN 37129-3447
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0023782833
Date	Sep 20, 2023
Book Page	2378/2833
Instrument	2514521

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 07, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	903 SMITH ST, MURFREESBORO, TN 37129-3447
Transaction Type	Mortgage
Record Updated	May 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021591238
Date	Oct 26, 2021
Book Page	2159/1238
Instrument	2399954

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 18, 2019
Property Address	903 SMITH ST, MURFREESBORO, TN 37129-3447
Document Number	RB17823545
Book / Page	001782 / 003545
Instrument Date	Jun 17, 2019
Instrument	2211725
Transaction Type	Transfer
Record Updated	Jul 04, 2019
Title Company	ALLEGIANCE TITLE/TN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	903 SMITH ST MURFREESBORO TN 371293447, MURFREESBORO, TN 37129-3447

Mortgage

Document Number	RB17823548
Date	Jun 18, 2019
Book Page	001782/003548
Instrument	2211726

Lender

Name	ZILLOW HM LNS LLC
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 28, 2018
Property Address	903 SMITH ST, MURFREESBORO, TN 37129-3447
Document Number	RB17043913
Book / Page	001704 / 003913
Instrument Date	Aug 27, 2018
Instrument	2164531
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	SOLOMON PARKS TITLE AND ESCROW L

Transaction

Amount	Amount Recorded
Tax	$536.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 PEARSON LN BELL BUCKLE TN 370204343, BELL BUCKLE, TN 37020-4343

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,650 (+23.97%) Land $27,500 Building $63,150	$362,600 (+33.65%) Land $110,000 Building $252,600
2025	$1,918.00 (-0.05%)	$73,125 (+7.81%) Land $13,750 Building $59,375
2023	$1,919.00	$67,825 Land $13,750 Building $54,075	$271,300 (+0.07%) Land $55,000 Building $216,300
2022			$271,100 Land $55,000 Building $216,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490418001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	11 (1980–2019)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Feb 2019, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, MTE Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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