903 Seneca Rd, Wilmette, IL 60091 Property Records

Cook County property record for 903 Seneca Rd, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,129 sqft · built 1948
Lot Size	0.299 acres (13,040 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (May 2019)
Tax Bill	$16,720 (2023)
Deeds & Mortgages	Dec 2022 Construction Loan Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`05-29-421-020`

Property Details

APN / Parcel Number

Primary APN	`05-29-421-020`
Alternative APN	`05-29-421-020-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,129 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1949
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,040 sqft (0.299 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	903 SENECA RD
City	WILMETTE
State	IL
Zip	60091-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	42N
Legal Section	29
Legal Subdivision	INDIAN HILL ESTATE
Legal Block	9
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3007
Census Tract	800700

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	903 SENECA RD, WILMETTE, IL 60091-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Construction Mortgage WINTRUST MORTGAGE
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MTG
Nov 27, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	201933274
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	903 SENECA RD, WILMETTE, IL 60091-1224
Transaction Type	Mortgage
Record Updated	Jan 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 SENECA RD, WILMETTE, IL 60091-1224

Mortgage

Document Number	0035408119
Date	Dec 20, 2022
Instrument	2235408119

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2034
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	903 SENECA RD, WILMETTE, IL 60091-1224
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 SENEEA ROAD, WILMETTE, IL 60091-1224

Mortgage

Document Number	0035046206
Date	Dec 16, 2021
Instrument	2135046206

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	903 SENECA RD, WILMETTE, IL 60091-1224
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035046203
Date	Dec 16, 2021
Instrument	2135046203

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.99%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 1, 2019
Property Address	903 SENECA RD, WILMETTE, IL 60091-1224
Document Number	1912133274
Instrument Date	Apr 26, 2019
Instrument	12133274
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	903 SENECA RD WILMETTE IL 600911224, WILMETTE, IL 60091-1224

Mortgage

Document Number	1912133275
Date	May 1, 2019
Instrument	12133275

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 27, 2017
Property Address	903 SENECA RD, WILMETTE, IL 60091-1224
Document Number	1733149005
Instrument Date	Nov 17, 2017
Instrument	33149005
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2507 LAUREL LN WILMETTE IL 600912229, WILMETTE, IL 60091-2229

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,000 (+55.84%) Land $26,080 Building $93,920	$1,200,000 (+55.84%) Land $260,800 Building $939,200
2023	$16,720.00 (+1.11%)
2022	$16,537.00	$77,000 Land $26,080 Building $50,920	$770,000 Land $260,800 Building $509,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2001)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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