903 S Main St, Hampstead, MD 21074 Property Records

Carroll County property record for 903 S Main St, Hampstead, MD 21074

Property Summary

Property Type	Community Shopping Center, Mini-Mall
Details	10,642 sqft · built 2007
Lot Size	2.3 acres (100,232 sqft)
Owner	Company Name on Record
Last Sale	$4,000,000 (May 2019)
Tax Bill	$49,011 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-031770`

Property Details

APN / Parcel Number

Primary APN	`08-031770`
Alternative APNs	`8031770` `031770`

Interior

Units	4 Units
Stories	1 Story
Building Area	10,642 sqft Total Area
1st Floor Area	10,642 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	100,232 sqft (2.3 acres)
Canopy	1,074 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	031770
Street Address	903 S MAIN ST
City	HAMPSTEAD
State	MD
Zip	21074-2279
Property Category	Commercial
Property Type	Commercial > Retail > Community Shopping Center, Mini-Mall
Local Zoning Code	LOCAL
Legal Description	LT - 2.3006 ACS 903 S MAIN ST HAMPSTEAD
Legal Subdivision	HAMPSTEAD
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4013
Census Tract	508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10250 BRECONSHIRE RD, ELLICOTT CITY, MD 21042-5854
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA NATIONAL BANK
May 31, 2019	Deed, Transfer · Commercial Mortgage THE COLUMBIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Sep 28, 2005
Deed Book / Page	9304 / 30
Transfer Doc	0047200230
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Jun 10, 2026
Property Address	903 S MAIN ST, HAMPSTEAD, MD 21074-2279
Document Number	1178000261
Book / Page	11787 / 261
Instrument Date	Jun 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RESIDENTIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	10250 BRECONSHIRE RD, ELLICOTT CITY, MD 21042-5854

Mortgage

Document Number	1178000261,
Date	Jun 10, 2026
Book Page	11787/261

Lender

Name	VIRGINIA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 31, 2019
Property Address	903 S MAIN ST, HAMPSTEAD, MD 21074-2279
Document Number	0093040030
Book / Page	9304 / 0030
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 S MAIN ST, 905, HAMPSTEAD, MD 21074-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10250 BRECONSHIRE RD, ELLICOTT CITY, MD 21042-5854

Mortgage

Document Number	0000930435
Date	May 31, 2019
Instrument	9304/35

Lender

Name	THE COLUMBIA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$49,011.00 (+0.13%)	$3,626,633 (+0.13%)	$3,636,300 (+0.4%) Land $1,002,100 Building $2,634,200
2025	$48,946.00 (+3.66%)	$3,621,800 (+3.55%) Land $1,002,100 Building $2,619,700	$3,621,800 (-) Land $1,002,100 Building $2,619,700
2023	$47,218.00	$3,497,667	$3,621,800 Land $1,002,100 Building $2,619,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone.

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