903 S Cherry St, Creston, IA 50801 Property Records

Union County property record for 903 S Cherry St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,162 sqft · built 1967
Lot Size	0.723 acres (31,500 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Nov 2025)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0607304007`

Property Details

APN / Parcel Number

Primary APN	`0607304007`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
1st Floor Area	1,686 sqft
Basement Area	1,686 sqft
Finished Basement	843 sqft
Unfinished Basement	1,686 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,500 sqft (0.723 acres)
Lot Dimensions	300 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	472 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	903 S CHERRY ST
City	CRESTON
State	IA
Zip	50801-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSONS SUB-DIV S 105 FT OF W 300 FT LOT 4
Legal Subdivision	JOHNSONS SUBDIVISION
Legal Lot Number	4
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4116
Census Tract	190200

Owner

903 S Cherry St is owned and occupied by two individuals who bought it in November 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	903 S CHERRY ST, CRESTON, IA 50801-3904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Aug 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK CRESTON
Nov 7, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage IOWA STATE SAVINGS BANK
Jan 8, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Jan 8, 2020 · Amount on File
Deed Document Number	20251873
Deed Book / Page	1366 / 292
Prior Transfer Date	May 4, 2007
Prior Transfer Doc	000889/297
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	903 S CHERRY ST, CRESTON, IA 50801-3904
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001308/59
Date	Jun 16, 2023
Book Page	1308/59
Instrument	2023-00000890

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	903 S CHERRY ST, CRESTON, IA 50801-3904
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001288/251
Date	Aug 8, 2022
Book Page	1288/251
Instrument	2022-00001522

Lender

Name	FIRST NATIONAL BANK CRESTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2032

Interest

Rate Type	Adjustable Rate

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Nov 7, 2025
Property Address	903 S CHERRY ST, CRESTON, IA 50801-3904
Document Number	001366/292
Book / Page	1366 / 292
Instrument Date	Nov 6, 2025
Instrument	2025-00001873
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 S CHERRY ST, CRESTON, IA 50801-3904

Mortgage

Document Number	202500001874
Date	Nov 7, 2025
Instrument	2025-00001874

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2055

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jan 8, 2020
Property Address	903 S CHERRY ST, CRESTON, IA 50801-3904
Document Number	001212/268
Book / Page	1212 / 268
Instrument Date	Dec 24, 2019
Instrument	20202000000059
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 S CHERRY ST, CRESTON, IA 50801-3904
Investor	Possibly a Property Investor

Mortgage

Document Number	001212/270
Date	Jan 8, 2020
Book Page	1212/270
Instrument	20202000000060

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 903 S Cherry St was $4,870 with a homeowner's exemption, down 1.2% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,720 (+9.77%) Land $32,290 Building $300,430	$332,720 (+9.77%) Land $32,290 Building $300,430
2025	$4,870.00 (-1.22%) Homeowner's exemption	$303,120 Land $32,290 Building $270,830	$303,120 Land $32,290 Building $270,830
2024	$4,930.00
2023		$266,220 Land $20,730 Building $245,490	$266,220 Land $20,730 Building $245,490
2022	$5,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 S Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 S Cherry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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