903 S 680 W, Payson, UT 84651 Property Records

Utah County property record for 903 S 680 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,107 sqft · built 1975
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$93,100 (Sep 2022)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-078-0001`

Property Details

APN / Parcel Number

Primary APN	`36-078-0001`
Alternative APN	`043097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
Gross Area	2,214 sqft
1st Floor Area	1,107 sqft
Basement Area	1,107 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1982
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Raised Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	043097
Street Address	903 S 680 W
City	PAYSON
State	UT
Zip	84651-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, PLAT B, CHERRY ORCHARD ESTATES SUB.
Legal Subdivision	CHERRY ORCHARD ESTATES SUB
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4011
Census Tract	3403

Owner

903 S 680 W is owned and occupied by two individuals who bought it in September 2022.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	903 S 680 W, PAYSON, UT 84651-3151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 19, 2022	Intrafamily Transfer, Transfer · Line of Credit UTAH COMMUNITY FCU
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UTAH COMMUNITY FCU
Jun 27, 2017	Warranty Deed, Transfer · FHA Mortgage PRIMARY CAPITAL MORTGAGE LLC
Feb 7, 2017	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Prior Sale	Aug 19, 2021 · Amount on File
Deed Document Number	2022101363
Prior Transfer Date	Jun 19, 1997
Prior Transfer Doc	0000047336
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	903 S 680 W, PAYSON, UT 84651-3151
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 S 680 W, PAYSON, UT 84651-3151

Mortgage

Document Number	0000113462
Date	Jun 24, 2021
Instrument	113462:2021

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2047

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 19, 2022
Property Address	903 S 680 W, PAYSON, UT 84651-3151
Document Number	0000101363
Instrument Date	Sep 13, 2022
Instrument	101363:2022
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	903 S 680 W, PAYSON, UT 84651-3151

Mortgage

Document Number	0000101364
Date	Sep 19, 2022
Instrument	101364:2022

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 19, 2021
Property Address	903 S 680 W, PAYSON, UT 84651-3151
Document Number	0000145330
Instrument Date	Aug 18, 2021
Instrument	145330:2021
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	903 S 680 W, PAYSON, UT 84651-3151

Mortgage

Document Number	0000145334
Date	Aug 19, 2021
Instrument	145334:2021

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 27, 2017
Property Address	903 S 680 W, PAYSON, UT 84651-3151
Document Number	0000062061
Instrument Date	Jun 25, 2017
Instrument	062061:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	GREENBRIER TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 S 680 W, PAYSON, UT 84651-3151

Mortgage

Document Number	0000062084
Date	Jun 27, 2017
Instrument	062084:2017

Lender

Name	PRIMARY CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	903 S 680 W, PAYSON, UT 84651-3151
Document Number	0000015976
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 S 680 W PAYSON UT 846513151, PAYSON, UT 84651-3151

Mortgage

Document Number	0000015976
Date	Feb 15, 2017
Instrument	15976

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 14, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 903 S 680 W was $2,300.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,585 (-44.45%)	$424,700 (+1%) Land $145,100 Building $279,600
2025	$2,300.00	$420,500 Land $138,200 Building $282,300	$420,500 Land $138,200 Building $282,300
2024	$2,300.00 (+7.38%)
2023	$2,142.00 (+1.85%)	$218,680	$397,600 Land $119,100 Building $278,500
2022	$2,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 S 680 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 S 680 W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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