903 Royall Ave, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 903 Royall Ave, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 1981
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$2,915,000 (Mar 2026)
Tax Bill	$9,029 (2025)
Deeds & Mortgages	Mar 2026 Sale May 2020 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`532-13-00-061`

Property Details

APN / Parcel Number

Primary APN	`532-13-00-061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,036 sqft Living Area
1st Floor Area	1,838 sqft
Upper Floors Area	198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cottage
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	182 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	903 ROYALL AVE
City	MOUNT PLEASANT
State	SC
Zip	29464-5037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HILLIARDSVILLE DESCRIPTION -LOT 4 OF LOT 18
Legal Subdivision	HILLIARDSVILLE
Legal Lot Number	4
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2020
Census Tract	4701

Owner

903 Royall Ave is owner-occupied and held in a trust since March 2026.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	903 ROYALL AVE, MOUNT PLEASANT, SC 29464-5037
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed, Transfer
May 1, 2020	Deed of Trust, Mortgage · Line of Credit TD BK NA
May 7, 2020	Grant Deed, Transfer TD BK NA
Jun 5, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK
Jul 27, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage CHARLOTTE METRO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Jul 31, 2024 · Amount on File
Deed Book / Page	1376 / 539
Prior Transfer Date	Jul 16, 2018
Prior Transfer Doc	0736/0354
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 19, 2026
Property Address	903 ROYALL AVE, MOUNT PLEASANT, SC 29464-5037
Document Number	0013760539
Book / Page	1376 / 539
Map Reference	MB AQ PG 165
Instrument Date	Mar 17, 2026
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount on Record
Tax	$7,579.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 ROYALL AVE, MT PLEASANT, SC 29464-5037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	903 ROYALL AVE, MOUNT PLEASANT, SC 29464-5037
Document Number	0880/0299
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 ROYALL AVE MOUNT PLEASANT SC 294645037, MOUNT PLEASANT, SC 29464-5037

Mortgage

Document Number	0880/0299
Date	May 7, 2020
Book Page	000880/000299

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 7, 2020
Property Address	903 ROYALL AVE, MOUNT PLEASANT, SC 29464-5037
Document Number	0880/0296
Book / Page	000880 / 000296
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 ROYALL AVE MOUNT PLEASANT SC 294645037, MOUNT PLEASANT, SC 29464-5037

Mortgage

Document Number	880/0297
Date	May 7, 2020
Book Page	000880/000297

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	903 ROYALL AVE, MOUNT PLEASANT, SC 29464-5037
Document Number	0800/0860
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 ROYALL AVE MOUNT PLEASANT SC 294645037, MOUNT PLEASANT, SC 29464-5037

Mortgage

Document Number	0800/0860
Date	Jun 10, 2019
Book Page	000800/000860

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 9, 2029

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 27, 2018
Property Address	903 ROYALL AVE, MOUNT PLEASANT, SC 29464-5037
Document Number	0736/0354
Book / Page	000736 / 000354
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 ROYALL AVE MOUNT PLEASANT SC 294645037, MOUNT PLEASANT, SC 29464-5037

Mortgage

Document Number	736/0355
Date	Jul 27, 2018
Book Page	000736/000355

Lender

Name	CHARLOTTE METRO FCU
Address	CHARLOTTE, NC 28204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 26, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 903 Royall Ave was $9,029, up 127.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,029.00 (+127.14%)	$2,495,000 (+5,840.48%) Land $905,000 Building $1,590,000	$2,495,000 Land $905,000 Building $1,590,000
2024	$3,975.00	$42,000
2022	$3,705.00	$42,000	$1,050,000 Land $565,000 Building $485,000
2020			$1,050,000 Land $565,000 Building $485,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 903 Royall Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	70 (1987–2024)
Claims Outside the SFHA	11 of 70
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Idalia, Aug 2023 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Hugo, Sep 1989 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Royall Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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