903 Robert D Gray St, Shelby, MS 38774 Property Records

Bolivar County property record for 903 Robert D Gray St, Shelby, MS 38774

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,211 sqft · built 1954
Lot Size0.388 acres (16,900 sqft)
OwnerIndividual Name on Record
Tax Bill$1,719 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN38-12-070-02-01300

Property Details

APN / Parcel Number

Primary APN38-12-070-02-01300
Alternative APN
  • 18427

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,211 sqft Adjusted Area
1st Floor Area2,041 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,900 sqft (0.388 acres)
Lot Dimensions130 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number18427
Street Address903 ROBERT D GRAY ST
CitySHELBY
StateMS
Zip38774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 13-14 BLK B CAMPONOVO ADD SHELBY
Legal Range06
Legal Township24
Legal Section12
Legal SubdivisionCAMPONOVO ADD
Legal BlockB
Legal Lot Number13-14
JurisdictionBOLIVAR MS
Township / Civil Division3
Census Block Group1
Census Block1164
Census Tract950100

Owner

Source: Bolivar County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 506, SHELBY, MS 38774-0506
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2012
Deed SaleDec 4, 2012
Deed Book / Page212 / 3018
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOLIVAR MS
Property Address903 ROBERT D GRAY ST, SHELBY, MS 38774
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1215 KENNEDY ST, SHELBY, MS 38774

Mortgage

Document Number002170/956
DateApr 7, 2017
Book Page2170/956
Instrument217000956
Lender
NameSOUTHERN BANCORP BANK
TypeBank
Agreement
AmountAmount Recorded
Term36 Months
DueApr 10, 2020

Tax Assessment & Valuation

Source: Bolivar County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyBolivar County
MunicipalityShelby City
Unified School DistrictNorth Bolivar Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,719.00$9,073 (-)$60,480 (-) Land $3,710 Building $56,770
2023$9,073 (-)$60,480 (-) Land $3,710 Building $56,770
2022$9,073$60,480 Land $3,710 Building $56,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1997–2021)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHELBY
serves 1,998 people · EPA ID MS0060019
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

May also be available: Uplink Internet.

Nearby Properties on Robert D Gray St

Nearby Streets

Search Property Records by Address or Parcel Number