903 Rivertree Pl, Middleburg, FL 32068 Property Records

Clay County property record for 903 Rivertree Pl, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,160 sqft · built 2024
OwnerIndividual Name on File
Last Sale$249,990 (Sep 2024)
Tax Bill$3,394 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Jan 2024 Sale
Flood ZoneZone X (minimal risk)
APN17-04-25-007949-050-19

Property Details

APN / Parcel Number

Primary APN17-04-25-007949-050-19

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,160 sqft Living Area
Gross Area1,433 sqft
1st Floor Area530 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Garage TypeAttached
Garage Area273 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address903 RIVERTREE PL
CityMIDDLEBURG
StateFL
Zip32068-4588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 KINDLEWOOD FOREST AS REC OR 4861 PG 1988
Legal SubdivisionKINDLEWOOD FOREST
Legal Lot Number19
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1010
Census Tract30206

Owner

903 Rivertree Pl is owned and occupied by an individual who bought it in September 2024.

Source: Clay County records, as of July 6, 2026

Owner of RecordIndividual Name on File
Mailing Address903 RIVERTREE PL, MIDDLEBURG, FL 32068-4588
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2024Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD
Jan 16, 2024Special Warranty Deed, Transfer
DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2024 · Amount on File
Deed SaleSep 25, 2024 · Amount on File
Prior SaleJan 16, 2024 · Amount on File
Deed Document Number202444853
Deed Book / Page4861 / 1988
Record UpdatedSep 20, 2026

September 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateSep 25, 2024
Property Address903 RIVERTREE PL, MIDDLEBURG, FL 32068-4588
Document Number0048611988
Book / Page4861 / 1988
Map ReferenceMB 70 PG 55
Instrument DateSep 24, 2024
Instrument2024044853
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 19, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 RIVERTREE PL, MIDDLEBURG, FL 32068-4588

Mortgage

Document Number2024044854
DateSep 25, 2024
Instrument2024044854
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateJan 16, 2024
Property Address903 RIVERTREE PL, MIDDLEBURG, FL 32068-4588
Document Number0047870464
Book / Page4787 / 464
Map ReferenceMB 70 PG 55
Instrument DateJan 9, 2024
Instrument2024001915
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address414 OLD HARD RD STE 502, 502, FLEMING ISLAND, FL 32003-3411

Transferred To (Grantee/Buyer)

NameVerified Name
Address4220 RACE TRACK RD, SAINT JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 903 Rivertree Pl was $3,394.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,394.00$222,565 Land $50,000 Building $172,565$222,565 Land $50,000 Building $172,565
2023$227.00$15,000 Land $15,000$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 903 Rivertree Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims3 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Rivertree Pl is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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