903 River Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 903 River Rd, Binghamton, NY 13901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,810 sqft · built 1953
Lot Size0.271 acres (11,831 sqft)
OwnerIndividual Name on File
Last Sale$189,900 (Aug 2013)
Tax Bill$7,156 (2026)
Deeds & MortgagesJun 2020 Loan Modification
APN032400 112.08-1-70

Property Details

APN / Parcel Number

Primary APN032400 112.08-1-70
Alternative APNs
  • 240011200800010700000000
  • 24250600000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,810 sqft Living Area
1st Floor Area1,038 sqft
Upper Floors Area772 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area11,831 sqft (0.271 acres)
Lot Dimensions155 ft deep x 76.3 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area272 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number24250600000
Street Address903 RIVER RD
CityBINGHAMTON
StateNY
Zip13901-1462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description00600000130070000000
Legal Block1
Legal Lot Number70.000
JurisdictionBROOME NY
Township / Civil DivisionCHENANGO
Census Block Group4
Census Block4007
Census Tract12102

Owner

903 River Rd is owned and occupied by an individual who bought it in August 2013.

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address903 RIVER RD, BINGHAMTON, NY 13901-1462
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2013 · Amount on File
Deed SaleAug 22, 2013 · Amount on File
Deed Document Number201329511
Deed Book / Page2410 / 86
Record UpdatedOct 29, 2026

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBROOME NY
Property Address903 RIVER RD, BINGHAMTON, NY 13901-1462
Document Number0039591310
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 RIVER RD BINGHAMTON NY 139011462, BINGHAMTON, NY 13901-1462

Mortgage

Document Number0039591310
DateJun 23, 2020
Book Page003959/001310
Instrument13155
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term360 Months
DueJun 22, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 903 River Rd was $7,156 with a homeowner's exemption, up 10.4% from the year before.

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionChenango Town
Unified School DistrictChenango Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,156.00 (+10.38%) Homeowner's exemption
2025$6,483.00 (+5.64%) Homeowner's exemption$102,000 Land $10,300 Building $91,700$237,800 Land $24,013 Building $213,787
2024$6,137.00
2023$102,000 Land $10,300 Building $91,700$200,787 Land $20,276 Building $180,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 903 River Rd; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2005–2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHENANGO CONSOLIDATED WD #1
serves 9,200 people · EPA ID NY0301653
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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