903 Ring Factory Rd, Joppa, MD 21085 Property Records

Harford County property record for 903 Ring Factory Rd, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	2.5 Baths
Year Built	Built 1804
Square Footage	2,124 sqft Total Area
Lot Size	1,984,158 sqft (45.5 acres)
Garage	Detached, 504 sqft
Occupancy	Owner Occupied
Last Sale	$1,475,000 (2025)
Tax Bill	$3,489.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-064093`
Alternative APNs	`3064093` `064093`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,124 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1804
Effective Year Built	Effective 1804
Exterior Material	Wood Shingle Exterior
Roof Material	Slate Roof
Lot Area	1,984,158 sqft (45.5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	504 sqft Garage
Porch Area	374 sqft Porch

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	064093
Street Address	903 RING FACTORY RD
City	JOPPA
State	MD
Zip	21085-1209
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	45.55 AC 903 W RING FACTORY ROAD W OF EMMORTON
Legal Subdivision	W OF EMMORTON
Jurisdiction	HARFORD MD
Minor Civil Division	3, BEL AIR
Census Blockgroup	2
Census Block	2004
Census Tract	303400

Owner

Source: Harford County records · APN 03-064093

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	903 RING FACTORY RD, JOPPA, MD 21085-1209
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Jun 20, 2011 · Amount on Record
Deed Book / Page	16841 / 472
Record Refreshed	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 10, 2025
Property Address	903 RING FACTORY RD, JOPPA, MD 21085-1209
Document Number	0168410472
Book / Page	16841 / 472
Instrument Date	Jun 30, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,687.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	903 RING FACTORY RD, JOPPA, MD 21085-1209

Mortgage

Document Number	0016841482
Date	Oct 10, 2025
Instrument	16841/482

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,600 (+25.71%)	$582,800 (+77.14%) Land $125,300 Building $457,500
2025	$3,489.00 (+9.79%)	$329,000 (+9.52%) Land $125,300 Building $203,700	$329,000 (-) Land $125,300 Building $203,700
2023		$300,400	$329,000 Land $125,300 Building $203,700
2022	$3,178.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Norris-Stirling House listed 1979 · 4 contributing resources · NRIS 79001135

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.