Bergen County and Ridgefield Borough property record for 903 Ray Ave, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 1,411 sqft · built 1932 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,432 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-01006-0000-00017 |
| Primary APN | 49-01006-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,411 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Exterior Material | Stucco |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Old Parcel Number | 4900062000000015 |
|---|---|
| Street Address | 903 RAY AVE |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L14A 40X100 |
| Legal Block | 1006 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 45200 |
903 Ray Ave, a single family home, is owned by two individuals.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 PASCACK AVE, EMERSON, NJ 07630-1068 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 20, 2023 |
| Property Address | 903 RAY AVE, RIDGEFIELD, NJ 07657-1121 |
| Document Number | 0049550312 |
| Book / Page | 4955 / 312 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023019852 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 RAY AVE, RIDGEFIELD, NJ 07657-1121 |
| Name | Verified Name |
|---|---|
| Address | 197 PASCACK AVE, EMERSON, NJ 07630-1068 |
The 2025 property tax bill for 903 Ray Ave was $7,432, up 2.5% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,900 (+1.64%) Land $290,000 Building $155,900 | $445,900 (+1.64%) Land $290,000 Building $155,900 | |
| 2025 | $7,432.00 (+2.51%) | $438,700 Land $285,000 Building $153,700 | $438,700 Land $285,000 Building $153,700 |
| 2024 | $7,250.00 | ||
| 2023 | $414,500 (+1.94%) Land $270,000 Building $144,500 | $414,500 (+1.94%) Land $270,000 Building $144,500 | |
| 2022 | $6,891.00 (+5.01%) | $406,600 Land $265,000 Building $141,600 | $406,600 Land $265,000 Building $141,600 |
| 2021 | $6,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Ray Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 903 Ray Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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