903 Railroad Ave, Normal, IL 61761 Property Records

McLean County property record for 903 Railroad Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,587 sqft · built 1900
Lot Size	0.354 acres (15,401 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2022)
Tax Bill	$4,037 (2024)
Deeds & Mortgages	Nov 2022 Sale Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-32-201-010`

Property Details

APN / Parcel Number

Primary APN	`14-32-201-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,587 sqft Living Area
1st Floor Area	915 sqft
Basement Area	305 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Roof Material	Asphalt
Lot Area	15,401 sqft (0.354 acres)
Lot Dimensions	123 ft deep x 125 ft wide
Garage Area	576 sqft
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	903 RAILROAD AVE
City	NORMAL
State	IL
Zip	61761-3380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEVENTEENTH ADD S28 LOT 8, ALL LOTS 9 & 12 & N7 LOT 13 BLK 1
Legal Range	02E
Legal Township	24N
Legal Section	32
Legal Subdivision	SEVENTEENTH ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3010
Census Tract	301

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1602 W OLIVE ST, BLOOMINGTON, IL 61701-4759
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 16, 2022	Deed of Trust, Mortgage · FHA Mortgage FLANAGAN STATE BANK
Jan 10, 2017	Re-recorded Document · FHA Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Jan 10, 2017 · Amount on Record
Deed Document Number	202219981
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 10, 2022
Property Address	903 RAILROAD AVE, NORMAL, IL 61761-3380
Document Number	202200019981
Instrument Date	Sep 2, 2022
Instrument	2022-00019981
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 WEST ALIVE, BLOOMINGTON, IL 61701

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	903 RAILROAD AVE, NORMAL, IL 61761-3380
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 RAILROAD AVE, NORMAL, IL 61761-3380

Mortgage

Document Number	202200003179
Date	Feb 16, 2022
Instrument	2022-00003179

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	GRIDLEY, IL 61744

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Dec 1, 2046

January 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCLEAN IL
Recording Date	Jan 10, 2017
Property Address	903 RAILROAD AVE, NORMAL, IL 61761-3380
Document Number	201700000518
Instrument Date	Nov 23, 2016
Instrument	2017-00000518
Record Updated	May 12, 2021
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 RAILROAD AVE, NORMAL, IL 61761-3380

Mortgage

Document Number	201700000519
Date	Jan 10, 2017
Instrument	2017-00000519

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,265 (+21.89%) Land $18,804 Building $35,461	$162,795 (+21.89%) Land $56,412 Building $106,383
2024	$4,037.00 (+5.96%)
2023	$3,810.00 (+23.98%)	$44,520 (+10.69%) Land $15,427 Building $29,093	$133,560 (+10.69%) Land $46,281 Building $87,279
2022	$3,073.00	$40,220 Land $13,937 Building $26,283	$120,660 Land $41,811 Building $78,849

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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