903 Prospect St, Lancaster, PA 17603 Property Records

Lancaster County property record for 903 Prospect St, Lancaster, PA 17603

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,200 sqft · built 1962
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2022)
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`338-83564-0-0000`

Property Details

APN / Parcel Number

Primary APN	`338-83564-0-0000`
Alternative APN	`33813J16 14 1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	620 sqft
Upper Floors Area	580 sqft
Basement Area	620 sqft
Game Room	Game Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Porch	Enclosed Porch
Porch Area	256 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	903 PROSPECT ST
City	LANCASTER
State	PA
Zip	17603-5843
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	903 PROSPECT ST
Legal Lot Number	1
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2028
Census Tract	1200

Owner

903 Prospect St, a duplex, is owned and occupied by an individual who bought it in January 2022.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	903 PROSPECT ST, LANCASTER, PA 17603-5843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 28, 2020	Grant Deed, Transfer · Line of Credit COMMUNITY FIRST FND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	Jan 28, 2020 · Amount on File
Deed Document Number	20226661305
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jan 31, 2022
Property Address	903 PROSPECT ST, LANCASTER, PA 17603-5843
Document Number	0006661305
Instrument Date	Jan 28, 2022
Instrument	6661305
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	NOT AVAILABLE, ONE ABSTRACT LLC LANCASTER C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 PROSPECT ST, LANCASTER, PA 17603-5843

Mortgage

Document Number	0006661306
Date	Jan 31, 2022
Instrument	6661306

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Jan 28, 2020
Property Address	903 PROSPECT ST, LANCASTER, PA 17603-5843
Document Number	0006504575
Instrument Date	Jan 27, 2020
Instrument	6504575
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ONE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	874 CHURCH ST LANDISVILLE PA 175381559, LANDISVILLE, PA 17538-1559

Mortgage

Document Number	6504576
Date	Jan 28, 2020
Instrument	6504576

Lender

Name	COMMUNITY FIRST FND
Type	Funding / Finance Company
Address	LANCASTER, PA 17608-0524

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 27, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 903 Prospect St was $4,434 with a homeowner's exemption, up 1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,900 Land $26,500 Building $84,400	$110,900 Land $26,500 Building $84,400
2025	$4,434.00 (+1.05%)
2024	$4,388.00	$110,900 Land $26,500 Building $84,400
2018			$110,900 Land $26,500 Building $84,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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