903 Panda Dr, Fulton, MO 65251 Property Records

Callaway County property record for 903 Panda Dr, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,377 sqft · built 1979
Lot Size	0.827 acres (36,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,600 (Aug 2020)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-05.0-16.0-10-001-009.000`

Property Details

APN / Parcel Number

Primary APN	`13-05.0-16.0-10-001-009.000`
Alternative APN	`1305016010001000000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Basement Area	1,377 sqft
Finished Basement	1,025 sqft
Unfinished Basement	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	36,024 sqft (0.827 acres)
Lot Dimensions	12.5 ft deep x 8.6 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	584 sqft
Deck Area	300 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1305016010001009000
Street Address	903 PANDA DR
City	FULTON
State	MO
Zip	65251-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 HUEY SUB.#2 & PT NE 1/4 NE 1/4 NE 1/4
Legal Range	09W
Legal Township	47N
Legal Section	16
Legal Subdivision	HUEY
Legal Block	259
Legal Lot Number	5
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2007
Census Tract	70301

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	903 PANDA DR, FULTON, MO 65251-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Aug 3, 2020	Warranty Deed, Transfer
Aug 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	20205079
Deed Book / Page	486 / 567
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	M0467/0112
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	903 PANDA DR, FULTON, MO 65251-2116
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/692
Date	Aug 3, 2020
Book Page	244/692
Instrument	202005080

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	903 PANDA DR, FULTON, MO 65251-2116
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0239/0437
Date	Aug 4, 2017
Book Page	D0239/0437
Instrument	201705229

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 3, 2020
Property Address	903 PANDA DR, FULTON, MO 65251-2116
Document Number	000486/567
Book / Page	486 / 567
Instrument Date	Jul 31, 2020
Instrument	202005079
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 PANDA DR, FULTON, MO 65251-2116

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 4, 2017
Property Address	903 PANDA DR, FULTON, MO 65251-2116
Document Number	M0467/0112
Book / Page	M0467 / 0112
Map Reference	PL 7 PG 7
Instrument Date	Jul 31, 2017
Instrument	201705228
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 PANDA DR, FULTON, MO 65251-2116

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,183.00 (-0.09%)	$35,344 (-)	$186,020 (-)
2024	$2,185.00 (+0.46%)	$35,344 (-)	$186,020 (-)
2023	$2,175.00 (+1.35%)	$35,344 (+1.36%)	$186,020 (+1.36%)
2022	$2,146.00	$34,869 Land $2,345 Building $32,524
2021			$183,520 Land $12,340 Building $171,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Callabyte.

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