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903 Packer St, Key West, FL 33040 Property Records

Monroe County property record for 903 Packer St, Key West, FL 33040 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2018
Square Footage700 sqft Living Area
Lot Size1,592 sqft (0.036 acres)
OccupancyOwner Occupied
Last Sale$186,000 (2000)
Tax Bill$2,300.00 (2024)

Property Details

APN / Parcel Number

Primary APN00021540-000000
Alternative APNs
  • 01010100021540000000
  • 1022284

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area700 sqft Living Area
1st Floor670 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2018
Exterior MaterialWood Exterior
Foundation TypeConcrete Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area1,592 sqft (0.036 acres)
Depth X Width62 ft x 26 ft Depth x Width
FenceFence
PorchOpen Porch
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1022284
Old Parcel Number01010100021540000000
Street Address903 PACKER ST
CityKEY WEST
StateFL
Zip33040-6421
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 3 SQR 4 TR 6 G22-126 OR911-1762 OR1003-2475 OR1159-1308/09 OR1621-138/39
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 04 TR 06
Legal Tract6
Legal Lot Number3
JurisdictionMONROE FL
Minor Civil DivisionKEY WEST
Census Blockgroup3
Census Block3016
Census Tract972800

Owner

Source: Monroe County records · APN 00021540-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address903 PACKER ST, KEY WEST, FL 33040-6421
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2025Deed of Trust, Mortgage · Reverse Mortgage
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
May 14, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Jul 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 06, 2000 · Amount on Record
Deed SaleMar 06, 2000 · Amount on Record
Deed Doc Number0162100138
Deed Book / Page01621 / 00138
Record RefreshedJun 08, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address903 PACKER ST, KEY WEST, FL 33040-6421
Transaction TypeMortgage
Record UpdatedJan 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 PACKER ST, KEY WEST, FL 33040-6421

Mortgage

Document Number0033342007
DateJul 11, 2025
Book Page3334/2007
Instrument2507507
Lender
NameMORTGAGE ELECTRONIC REGISTRATION SYSTEMS
TypeMortgage Electronic Registration Systems (MERS)
AddressPARK RIDGE, NJ 07656
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term881 Months
DueDec 01, 2098

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address903 PACKER ST, KEY WEST, FL 33040-6421
Transaction TypeMortgage
Record UpdatedJun 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 PACKER ST, KEY WEST, FL 33040-6421

Mortgage

Document Number0030970667
DateMay 14, 2021
Book Page3097/667
Instrument2319502
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term931 Months
DueDec 01, 2098
Interest
Rate TypeAdjustable Rate
Rate1.98%
Type Change DateJul 01, 2021
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT
Max Rate6.98%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address903 PACKER ST, KEY WEST, FL 33040-6421
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030331351
DateJul 23, 2020
Book Page3033/1351
Instrument2274307
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$275,302 (+5.99%)$948,410 (+6.36%) Land $696,524 Building $251,886
2024$2,300.00 (+2.18%)
2023$2,251.00 (+3.02%) Senior Citizen's exemption$259,752 (+3%)$891,714 (+35.95%) Land $659,588 Building $232,126
2022$2,185.00 Senior Citizen's exemption$252,187$655,909 Land $422,136 Building $233,773

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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