903 Oyster Catcher Dr, Hampstead, NC 28443 Property Records

Pender County property record for 903 Oyster Catcher Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,832 sqft · built 2015
Lot Size	0.519 acres (22,608 sqft)
Owner	2 Trust Names on File
Last Sale	$622,500 (Mar 2024)
Tax Bill	$3,330 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4202-38-5792-0000`

Property Details

APN / Parcel Number

Primary APN	`4202-38-5792-0000`
Alternative APNs	`000058963` `982455`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,832 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Lot Area	22,608 sqft (0.519 acres)
Lot Dimensions	215 ft deep x 108 ft wide
Porch	Porch
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000058963
Street Address	903 OYSTER CATCHER DR
City	HAMPSTEAD
State	NC
Zip	28443-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 74 PB 20/30 OLDE POINT
Legal Subdivision	OLDE POINT
Legal Lot Number	74
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3016
Census Tract	920202

Owner

903 Oyster Catcher Dr is owner-occupied and held in a trust since September 2024.

Source: Pender County records, as of January 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	903 OYSTER CATCHER DR, HAMPSTEAD, NC 28443-8318
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 15, 2024	Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	202420126181
Deed Book / Page	4832 / 1321
Last Transfer Date	Sep 17, 2024
Transfer Doc	0048461935
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Aug 10, 2026
Property Address	903 OYSTER CATCHER DR, HAMPSTEAD, NC 28443-8318
Document Number	0020159745
Book / Page	4900 / 881
Instrument Date	Aug 7, 2026
Instrument	202620159745
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	903 OYSTER CATCHER DR, HAMPSTEAD, NC 28443-8318

Mortgage

Document Number	0020159745,
Date	Aug 10, 2026
Book Page	4900/881
Instrument	202620159745

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 15, 2024
Property Address	903 OYSTER CATCHER DR, HAMPSTEAD, NC 28443-8318
Document Number	0048321321
Book / Page	4832 / 1321
Instrument Date	Mar 11, 2024
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 OYSTER CATCHER DR, HAMPSTEAD, NC 28443-8318

Mortgage

Document Number	0048321323
Date	Mar 15, 2024
Instrument	4832-1323

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	903 OYSTER CATCHER DR, HAMPSTEAD, NC 28443-8318
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047321390
Date	Nov 23, 2020
Book Page	4732/1390

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	903 OYSTER CATCHER DR, HAMPSTEAD, NC 28443-8318
Document Number	0046942261
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	903 OYSTER CATCHER DR HAMPSTEAD NC 284438318, HAMPSTEAD, NC 28443-8318

Mortgage

Document Number	0046942261
Date	Oct 3, 2019
Book Page	004694/002261
Instrument	20054645

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 13, 2018
Property Address	903 OYSTER CATCHER DR, HAMPSTEAD, NC 28443-8318
Document Number	0046740631
Book / Page	4674 / 0631
Map Reference	MB20 PG30
Instrument Date	Nov 8, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 TREE HILL LN, 133, HOLLY SPRINGS, NC 27540-6190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 FARMINGTON LN, WEST CHESTER, PA 19380-4607

Mortgage

Document Number	0004674634
Date	Nov 13, 2018
Instrument	4674/634

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 903 Oyster Catcher Dr was $3,330.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,330.00	$647,520 Land $141,876 Building $505,644	$647,520 Land $141,876 Building $505,644
2023		$383,395 (-) Land $88,872 Building $294,523	$383,395 (-) Land $88,872 Building $294,523
2022	$3,301.00	$383,395 Land $88,872 Building $294,523	$383,395 Land $88,872 Building $294,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Oyster Catcher Dr in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Oyster Catcher Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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