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903 Oleander St, Lady Lake, FL 32159 Property Records

Lake County property record for 903 Oleander St, Lady Lake, FL 32159

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,040 sqft · built 1987
Lot Size0.205 acres (8,938 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Oct 2026)
Tax Bill$1,569 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Mar 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-18-24-0390-000-15530

Property Details

APN / Parcel Number

Primary APN06-18-24-0390-000-15530
Alternative APNs
  • 241806039000015530
  • 2853573

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area1,280 sqft
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2022
Architectural StyleMobile Home
Exterior MaterialWood Frame
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof MaterialAsphalt
Lot Area8,938 sqft (0.205 acres)
Lot Dimensions118 ft deep x 69 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2853573
Street Address903 OLEANDER ST
CityLADY LAKE
StateFL
Zip32159-6103
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMX8
Legal DescriptionLADY LAKE ORANGE BLOSSOM GARDENS UNIT 8 PB 28 PG 20-24 LOT 1553 ORB 5170 PG 1112 ORB 5656 PG 1796
Legal Range24E
Legal Township18S
Legal Section6
Legal SubdivisionLADY LAKE ORANGE BLOSSOM GARDENS
Legal Tract0390
Legal Block2
Legal Lot Number1553
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2001
Census Tract30409

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address903 OLEANDER ST, LADY LAKE, FL 32159-6103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Mar 5, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 14, 2018Warranty Deed, Transfer · Conventional Mortgage
CITIZENS FIRST BANK INC
Apr 20, 2017Warranty Deed, Transfer · FHA Mortgage
PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2026 · Amount on Record
Deed SaleOct 6, 2026 · Amount on Record
Prior SaleMar 5, 2021 · Amount on Record
Deed Document Number2026122675
Deed Book / Page6824 / 2393
Prior Transfer DateFeb 10, 2021
Prior Transfer Doc0056561796
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 6, 2026
Property Address903 OLEANDER ST, LADY LAKE, FL 32159-6103
Document Number0000122675
Book / Page6824 / 2393
Instrument DateOct 1, 2026
Instrument2026122675
Transaction TypeTransfer
Record UpdatedOct 22, 2026
Title CompanyCLOSING TITLE, CLOSING TABLE TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$141,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 OLEANDER ST, LADY LAKE, FL 32159-6103

Mortgage

Document Number0000122676,
DateOct 6, 2026
Instrument2026122676
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateMar 5, 2021
Property Address903 OLEANDER ST, LADY LAKE, FL 32159-6103
Document Number0056561796
Book / Page5656 / 1796
Map ReferenceMB 28 PG 20-24
Instrument DateFeb 10, 2021
Instrument2021030297
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$51.10
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 OLEANDER ST, LADY LAKE, FL 32159-6103

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 14, 2018
Property Address903 OLEANDER ST, LADY LAKE, FL 32159-6103
Document Number0051701112
Book / Page5170 / 1112
Map ReferenceMB 28 PG 20-24
Instrument DateSep 7, 2018
Instrument2018108854
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyPENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$874.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2255 PLACID TER, 2255, THE VILLAGES, FL 32162-5059

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address903 OLEANDER ST, LADY LAKE, FL 32159-6103

Mortgage

Document Number2018108855
DateSep 14, 2018
Instrument2018108855
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 20, 2017
Property Address903 OLEANDER ST, LADY LAKE, FL 32159-6103
Document Number0049322386
Book / Page4932 / 2386
Map ReferenceMB 28 PG 20-24
Instrument DateApr 4, 2017
Instrument2017042980
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyPENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$805.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address51 SMOKEY RUN DR, 51, BERLIN, NJ 08009-1538

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 OLEANDER ST, LADY LAKE, FL 32159-6103

Mortgage

Document Number2017042981
DateApr 20, 2017
Instrument2017042981
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityLady Lake Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,416 (+2.45%)$159,957 (-) Land $63,250 Building $96,707
2025$1,569.00 (+21.06%) Homeowner's exemption$103,876 (+5.3%) Land $63,250 Building $40,626$159,957 (+1.75%) Land $63,250 Building $96,707
2024$1,296.00 (+6.14%)
2023$1,221.00 (+3.91%) Homeowner's exemption$98,650 (+5.27%)$157,199 (+19.18%) Land $63,250 Building $93,949
2022$1,175.00 Homeowner's exemption$93,710$131,899 Land $37,950 Building $93,949

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5
serves 18,675 people · EPA ID FL3350942
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereVILLAGE WATER
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Zito Media
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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