903 Old Oak Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 903 Old Oak Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,474 sqft · built 1990
Lot Size	0.41 acres (1,800 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2026)
Tax Bill	$5,925 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-34-280-031`

Property Details

APN / Parcel Number

Primary APN	`19-34-280-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,474 sqft Living Area
1st Floor Area	656 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	1,800 sqft (0.41 acres)
Lot Dimensions	60 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	903 OLD OAK CIR
City	ALGONQUIN
State	IL
Zip	60102-3196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0005263 LT 37 OLD OAK TERRACE UNIT 1
Legal Subdivision	OLD OAK TERRACE
Legal Block	280
Legal Lot Number	37
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1004
Census Tract	871404

Owner

903 Old Oak Cir is owned by two individuals who bought it in January 2026.

Source: McHenry County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1310 VALLEY LAKE DR, 101, SCHAUMBURG, IL 60195-3620
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 20, 2018	Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	20262302
Prior Transfer Date	May 14, 2001
Prior Transfer Doc	0000031925
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 26, 2026
Property Address	903 OLD OAK CIR, ALGONQUIN, IL 60102-3196
Document Number	0000002302
Map Reference	DOC 88R32041
Instrument Date	Jan 19, 2026
Instrument	2026R0002302
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	903 OLD OAK CIR, ALGONQUIN, IL 60102-3196

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	903 OLD OAK CIR, ALGONQUIN, IL 60102-3196

Mortgage

Document Number	0000002303
Date	Jan 26, 2026
Instrument	2026R0002303

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%

Mortgage

Document Number	0000002304
Date	Jan 26, 2026
Instrument	2026R0002304

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 20, 2018
Property Address	903 OLD OAK CIR, ALGONQUIN, IL 60102-3196
Document Number	0000005263
Instrument Date	Dec 15, 2017
Instrument	5263
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20552 HORATION BLVD PRAIRIE VIEW IL 60069, PRAIRIE VIEW, IL 60069

Mortgage

Document Number	5264
Date	Feb 20, 2018
Instrument	5264

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,925.00	$75,747 Land $15,486 Building $60,261	$227,241 Land $46,458 Building $180,783
2022		$57,849 Land $8,282 Building $49,567	$173,547 Land $24,846 Building $148,701

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 903 Old Oak Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 903 Old Oak Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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